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2025 Annual Fire Report

Fires in Carter Lake, Iowa

In 2025, fire departments serving Carter Lake responded to 23 fire and hazmat incidents — from cooking fires to gas leaks to a single $100K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade B- Peak yr 2023 Pottawattamie County 3,780 residents 0 reporting departments 168 5-yr
Total incidents
23
-20.7% vs 2024
Building fires
3
Residential 67% Other 33%
Property loss
$158K
$130K structure · $28K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Fire, other lead by count. Building fires lead by dollars. Together the top five categories make up about 61% of all calls.

23
Total Incidents
Fire, other 3 13.0%
Building fires 3 13.0%
Grass fire 3 13.0%
Gas leak (natural gas or LPG) 3 13.0%
Trash or rubbish fire, contained 2 8.7%
All other categories 9 39.1%
02 Seasonality

When do fires happen?

Mar peaks. Feb dips. Watch for the typical fall climb starting in October.

Jan 1
Feb 0
Mar 6
Apr 1
May 0
Jun 0
Jul 3
Aug 3
Sep 0
Oct 4
Nov 2
Dec 3
Fewer
More
2b Five-year trend

Year over year in Carter Lake

168 incidents 2021–2025. Peak year was 2023. $1.9M cumulative property loss. 4 civilian deaths.

YearIncidentsYoY 
2021* 13 —
2022* 19 —
2023 84 —
2024 29 -65.5%
2025 23 -20.7%

* Well below Carter Lake's usual volume. That almost always means one or more departments didn't submit a full year to NFIRS, not that fires dropped, so no year-over-year change is shown for it.

03 Cause of ignition

What sparks building fires?

For the 3 building fires Carter Lake departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
56%
5
Cause undetermined
0%
0
Intentional / arson
11%
1
Equipment / heat source failure
11%
1
Under investigation
22%
2
Act of nature (lightning)
0%
0
3b Where fires start

Where do fires start in Carter Lake?

NFIRS Area of Origin (AREA_ORIG) for the 54 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Undetermined 9 16.7%
2 Engine area, running gear, wheel area 8 14.8%
3 Outside area, other 8 14.8%
4 Other 6 11.1%
5 Common room, den, family room, living room, lounge 4 7.4%
6 Duct: hvac, cable, exhaust, heating, or AC 4 7.4%
7 Bedroom - < 5 persons; included are jail or prison 3 5.6%
8 Vehicle area, other 3 5.6%
9 Laundry area, wash house (laundry) 2 3.7%
10 Swimming pool 1 1.9%
11 All other areas 6 11.1%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Carter Lake mix.

#Heat sourceCountShare 
1 Heat source: other 19 35.2%
2 Undetermined 13 24.1%
3 Heat from powered equipment, other 9 16.7%
4 Arcing 5 9.3%
5 Heat, spark from friction 3 5.6%
6 Spark, ember or flame from operating equipment 1 1.9%
7 Hot or smoldering object, other 1 1.9%
8 Match 1 1.9%
9 Cigarette lighter 1 1.9%
10 Multiple heat sources including multiple ignitions 1 1.9%
04 The biggest fires

4 fires · $130K in losses

Largest single-incident property losses reported by Carter Lake departments in 2025. These 4 fires alone account for 100% of the city's annual total.

# Property loss Type Severity Status
1 $100,000 Building fires Significant Investigated
2 $25,000 Building fires Significant Investigated
3 $3,500 Passenger vehicle fire Significant Investigated
4 $1,500 Passenger vehicle fire Significant Investigated
05 How Carter Lake compares

Carter Lake vs Iowa vs the nation

Per-capita rates let us compare apples to apples. Carter Lake sits below the national average for incidents per resident.

6.08
Incidents per 1,000 residents
Carter Lake
6.08
IA avg
9.41
US avg
7.48
0.79
Building fires per 1,000 residents
Carter Lake
0.79
IA avg
1.15
US avg
0.85
0
Civilian fire deaths per million
Carter Lake
0
IA avg
7.3
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Carter Lake

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 12,069 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2005 Missing data/not specified/undetermined 4,000 32.4 mi
2014 Debris and open burning 2,000 31.8 mi
2018 Arson/incendiarism 715 29.6 mi
2018 Missing data/not specified/undetermined 500 14.9 mi
2005 Equipment and vehicle use 443 40.4 mi
2018 Missing data/not specified/undetermined 400 39.6 mi
2014 Debris and open burning 340 48.5 mi
2014 Missing data/not specified/undetermined 300 42.5 mi
2018 Natural 300 5.0 mi
2014 Equipment and vehicle use 280 48.4 mi
2009 Debris and open burning 250 13.5 mi
2014 Missing data/not specified/undetermined 250 45.1 mi
5d Top ZIPs

Where in Carter Lake do fires concentrate?

Top 2 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 51510 167
2 51502 1
5e Peer cities

Cities similar to Carter Lake

Six Iowa cities with population within ±25% of Carter Lake. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.