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2025 Annual Fire Report

Fires in Loretto, Kentucky

In 2025, fire departments serving Loretto responded to 36 fire and hazmat incidents — from cooking fires to gas leaks to a single $20K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade C Peak yr 2022 Marion County 640 residents 0 reporting departments 150 5-yr
Total incidents
36
+80.0% vs 2024
Building fires
7
Residential 57% Other 43%
Property loss
$148K
$23K structure · $125K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Fire, other lead by count. Building fires lead by dollars. Together the top five categories make up about 83% of all calls.

36
Total Incidents
Fire, other 16 44.4%
Building fires 7 19.4%
Grass fire 4 11.1%
Aircraft standby 2 5.6%
Chimney or flue fire, confined to chimney or flue 1 2.8%
All other categories 6 16.7%
02 Seasonality

When do fires happen?

Feb peaks. Jun dips. Watch for the typical fall climb starting in October.

Jan 2
Feb 6
Mar 2
Apr 2
May 4
Jun 1
Jul 1
Aug 6
Sep 5
Oct 3
Nov 1
Dec 3
Fewer
More
2b Five-year trend

Year over year in Loretto

150 incidents 2021–2025. Peak year was 2022. $145K cumulative property loss.

YearIncidentsYoY 
2021 21 —
2022 45 +114.3%
2023 28 -37.8%
2024 20 -28.6%
2025 36 +80.0%
03 Cause of ignition

What sparks building fires?

For the 7 building fires Loretto departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
28%
8
Cause undetermined
24%
7
Intentional / arson
38%
11
Equipment / heat source failure
7%
2
Under investigation
0%
0
Act of nature (lightning)
3%
1
3b Where fires start

Where do fires start in Loretto?

NFIRS Area of Origin (AREA_ORIG) for the 81 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Undetermined 46 56.8%
2 Other 17 21.0%
3 Open area - outside; included are farmland, field 6 7.4%
4 Vehicle storage area; garage, carport 2 2.5%
5 Wall assembly 2 2.5%
6 Outside area, other 2 2.5%
7 Cooking area, kitchen 1 1.2%
8 Laundry area, wash house (laundry) 1 1.2%
9 Wall surface: exterior 1 1.2%
10 Vehicle area, other 1 1.2%
11 All other areas 2 2.5%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Loretto mix.

#Heat sourceCountShare 
1 Undetermined 61 75.3%
2 Heat source: other 4 4.9%
3 Arcing 4 4.9%
4 Hot or smoldering object, other 4 4.9%
5 Spark, ember or flame from operating equipment 2 2.5%
6 Hot ember or ash 2 2.5%
7 Cigarette lighter 2 2.5%
8 Heat from powered equipment, other 1 1.2%
9 Heat from other open flame or smoking materials 1 1.2%
04 The biggest fires

3 fires · $23K in losses

Largest single-incident property losses reported by Loretto departments in 2025. These 3 fires alone account for 100% of the city's annual total.

# Property loss Type Severity Status
1 $20,160 Building fires Significant Investigated
2 $1,500 Building fires Significant Investigated
3 $1,000 Building fires Significant Investigated
05 How Loretto compares

Loretto vs Kentucky vs the nation

Per-capita rates let us compare apples to apples. Loretto sits above the national average for incidents per resident.

56.25
Incidents per 1,000 residents
Loretto
56.25
KY avg
10.83
US avg
7.48
10.94
Building fires per 1,000 residents
Loretto
10.94
KY avg
1.35
US avg
0.85
0
Civilian fire deaths per million
Loretto
0
KY avg
13.8
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Loretto

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 3,428 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2010 Missing data/not specified/undetermined 250 37.6 mi
2001 Railroad operations and maintenance 238 41.0 mi
2007 Missing data/not specified/undetermined 215 47.9 mi
2010 Railroad operations and maintenance 215 26.0 mi
1999 Smoking 201 31.9 mi
2011 Missing data/not specified/undetermined 170 41.5 mi
2005 Missing data/not specified/undetermined 160 49.1 mi
1999 Arson/incendiarism 155 40.7 mi
2010 Missing data/not specified/undetermined 144 38.7 mi
2000 Debris and open burning 142 39.4 mi
2000 Debris and open burning 132 33.9 mi
1998 Arson/incendiarism 125 20.6 mi
5d Top ZIPs

Where in Loretto do fires concentrate?

Top 3 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 40037 148
2 40060 1
3 40062 1
5e Peer cities

Cities similar to Loretto

Six Kentucky cities with population within ±25% of Loretto. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.