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2025 Annual Fire Report

Fires in Silver Bay, Minnesota

In 2025, fire departments serving Silver Bay responded to 12 fire and hazmat incidents . Here's the full picture.

Updated Sep 27, 2026 Grade A- Peak yr 2021 Lake County 1,690 residents 0 reporting departments 74 5-yr
Total incidents
12
+33.3% vs 2024
Building fires
2
Residential 50% Other 50%
Property loss
$0
$0 structure · $0 contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Power line down lead by count. Building fires lead by dollars. Together the top five categories make up about 92% of all calls.

12
Total Incidents
Power line down 5 41.7%
Building fires 2 16.7%
Forest, woods or wildland fire 2 16.7%
Grass fire 1 8.3%
Outside equipment fire 1 8.3%
All other categories 1 8.3%
02 Seasonality

When do fires happen?

Aug peaks. Mar dips. Watch for the typical fall climb starting in October.

Jan 1
Feb 1
Mar 0
Apr 0
May 1
Jun 0
Jul 0
Aug 4
Sep 2
Oct 3
Nov 0
Dec 0
Fewer
More
2b Five-year trend

Year over year in Silver Bay

74 incidents 2021–2025. Peak year was 2021. $450K cumulative property loss.

YearIncidentsYoY 
2021 28 —
2022 9 -67.9%
2023 16 +77.8%
2024 9 -43.8%
2025 12 +33.3%
03 Cause of ignition

What sparks building fires?

For the 2 building fires Silver Bay departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
100%
1
Cause undetermined
0%
0
Intentional / arson
0%
0
Equipment / heat source failure
0%
0
Under investigation
0%
0
Act of nature (lightning)
0%
0
3b Where fires start

Where do fires start in Silver Bay?

NFIRS Area of Origin (AREA_ORIG) for the 24 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Undetermined 12 50.0%
2 Vehicle storage area; garage, carport 3 12.5%
3 Storage area, other 2 8.3%
4 Function area, other 1 4.2%
5 Dining room, cafeteria bar area, beverage service 1 4.2%
6 Cooking area, kitchen 1 4.2%
7 Processing/manufacturing area, workroom 1 4.2%
8 Conveyor 1 4.2%
9 Attic: vacant, crawl space above top story, cupola 1 4.2%
10 Multiple areas 1 4.2%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Silver Bay mix.

#Heat sourceCountShare 
1 Undetermined 15 62.5%
2 Heat from powered equipment, other 2 8.3%
3 Hot ember or ash 2 8.3%
4 Radiated, conducted heat from operating equipment 1 4.2%
5 Hot or smoldering object, other 1 4.2%
6 Fireworks 1 4.2%
7 Chemical reaction 1 4.2%
8 Multiple heat sources including multiple ignitions 1 4.2%
05 How Silver Bay compares

Silver Bay vs Minnesota vs the nation

Per-capita rates let us compare apples to apples. Silver Bay sits below the national average for incidents per resident.

7.1
Incidents per 1,000 residents
Silver Bay
7.1
MN avg
7.36
US avg
7.48
1.18
Building fires per 1,000 residents
Silver Bay
1.18
MN avg
1.08
US avg
0.85
0
Civilian fire deaths per million
Silver Bay
0
MN avg
4.4
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Silver Bay

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 101,045 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2011 Natural 92,682 43.8 mi
1995 Natural 3,048 41.8 mi
2006 Natural 2,085 40.3 mi
2016 Railroad operations and maintenance 973 41.2 mi
2010 Equipment and vehicle use 340 43.3 mi
1999 Power generation/transmission/distribution 258 49.1 mi
2016 Natural 257 10.7 mi
2012 Power generation/transmission/distribution 175 48.5 mi
2002 Natural 150 18.6 mi
2010 Railroad operations and maintenance 144 12.8 mi
2002 Natural 120 12.0 mi
2005 Missing data/not specified/undetermined 90 27.7 mi
5d Top ZIPs

Where in Silver Bay do fires concentrate?

Top 1 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 55614 74
5e Peer cities

Cities similar to Silver Bay

Six Minnesota cities with population within ±25% of Silver Bay. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.