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2025 Annual Fire Report

Fires in Two Harbors, Minnesota

In 2025, fire departments serving Two Harbors responded to 72 fire and hazmat incidents — from cooking fires to gas leaks to a single $100K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade B- Peak yr 2024 Lake County 3,620 residents 0 reporting departments 338 5-yr
Total incidents
72
-1.4% vs 2024
Building fires
9
Residential 67% Other 33%
Property loss
$492K
$352K structure · $140K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Gas leak (natural gas or LPG) lead by count. Building fires lead by dollars. Together the top five categories make up about 68% of all calls.

72
Total Incidents
Gas leak (natural gas or LPG) 20 27.8%
Building fires 9 12.5%
Carbon monoxide incident 8 11.1%
Trash or rubbish fire, contained 6 8.3%
Forest, woods or wildland fire 6 8.3%
All other categories 23 31.9%
02 Seasonality

When do fires happen?

May peaks. Jul dips. Watch for the typical fall climb starting in October.

Jan 8
Feb 6
Mar 4
Apr 4
May 14
Jun 5
Jul 1
Aug 3
Sep 4
Oct 8
Nov 9
Dec 6
Fewer
More
2b Five-year trend

Year over year in Two Harbors

338 incidents 2021–2025. Peak year was 2024. $1.7M cumulative property loss.

YearIncidentsYoY 
2021 63 —
2022 68 +7.9%
2023 62 -8.8%
2024 73 +17.7%
2025 72 -1.4%
03 Cause of ignition

What sparks building fires?

For the 9 building fires Two Harbors departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
44%
4
Cause undetermined
0%
0
Intentional / arson
22%
2
Equipment / heat source failure
22%
2
Under investigation
11%
1
Act of nature (lightning)
1%
0
3b Where fires start

Where do fires start in Two Harbors?

NFIRS Area of Origin (AREA_ORIG) for the 48 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Engine area, running gear, wheel area 10 20.8%
2 Duct: hvac, cable, exhaust, heating, or AC 4 8.3%
3 Undetermined 3 6.2%
4 Other 2 4.2%
5 Exterior stairway, ramp, or fire escape 2 4.2%
6 Common room, den, family room, living room, lounge 2 4.2%
7 Conduit, pipe, utility, or ventilation shaft 2 4.2%
8 Structural area, other 2 4.2%
9 Wall assembly 2 4.2%
10 Wall surface: exterior 2 4.2%
11 All other areas 17 35.4%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Two Harbors mix.

#Heat sourceCountShare 
1 Heat source: other 16 33.3%
2 Heat from powered equipment, other 8 16.7%
3 Arcing 4 8.3%
4 Heat from other open flame or smoking materials 4 8.3%
5 Spark, ember or flame from operating equipment 3 6.2%
6 Hot or smoldering object, other 3 6.2%
7 Undetermined 3 6.2%
8 Radiated, conducted heat from operating equipment 1 2.1%
9 Hot ember or ash 1 2.1%
10 Explosive, fireworks, other 1 2.1%
11 All other sources 4 8.3%
04 The biggest fires

8 fires · $352K in losses

Largest single-incident property losses reported by Two Harbors departments in 2025. These 8 fires alone account for 100% of the city's annual total.

# Property loss Type Severity Status
1 $100,000 Building fires Significant Investigated
2 $75,000 Building fires Significant Investigated
3 $75,000 Building fires Significant Investigated
4 $30,000 Road freight or transport vehicle fire Significant Investigated
5 $30,000 Building fires Significant Investigated
6 $30,000 Building fires Significant Investigated
7 $10,000 Building fires Significant Investigated
8 $2,000 Off-road vehicle or heavy equipment fire Significant Investigated
05 How Two Harbors compares

Two Harbors vs Minnesota vs the nation

Per-capita rates let us compare apples to apples. Two Harbors sits above the national average for incidents per resident.

19.89
Incidents per 1,000 residents
Two Harbors
19.89
MN avg
7.36
US avg
7.48
2.49
Building fires per 1,000 residents
Two Harbors
2.49
MN avg
1.08
US avg
0.85
0
Civilian fire deaths per million
Two Harbors
0
MN avg
4.4
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Two Harbors

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 5,872 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2016 Railroad operations and maintenance 973 38.9 mi
1998 Railroad operations and maintenance 950 46.2 mi
2003 Railroad operations and maintenance 732 47.6 mi
2007 Equipment and vehicle use 487 42.6 mi
2010 Equipment and vehicle use 340 44.1 mi
1999 Power generation/transmission/distribution 258 36.4 mi
2016 Natural 257 34.8 mi
2003 Railroad operations and maintenance 240 47.5 mi
2007 Equipment and vehicle use 171 41.0 mi
2002 Natural 150 42.4 mi
2010 Railroad operations and maintenance 144 21.0 mi
2015 Recreation and ceremony 120 46.4 mi
5d Top ZIPs

Where in Two Harbors do fires concentrate?

Top 1 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 55616 338
5e Peer cities

Cities similar to Two Harbors

Six Minnesota cities with population within ±25% of Two Harbors. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.