ZIP 28746 recorded 75 fire and hazmat incidents in 2025, 539 across 2021–2025. Primary county: Rutherford County, NC. FEMA NRI rates wildfire risk here as High.
539 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 109 | |
| 2022 | 129 | |
| 2023 | 129 | |
| 2024 | 97 | |
| 2025 | 75 |
Aug peaks. Nov dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 28746 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Hazardous condition, other | 217 | 40.3% | |
| 2 | Power line down | 79 | 14.7% | |
| 3 | Aircraft standby | 38 | 7.1% | |
| 4 | Building fires | 25 | 4.6% | |
| 5 | Accident, potential accident, other | 23 | 4.3% |
For the 5 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 28746 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 7 | 21.9% | |
| 2 | Engine area, running gear, wheel area | 5 | 15.6% | |
| 3 | Undetermined | 5 | 15.6% | |
| 4 | Storage area, other | 2 | 6.2% | |
| 5 | Vehicle area, other | 2 | 6.2% | |
| 6 | Bedroom - < 5 persons; included are jail or prison | 1 | 3.1% | |
| 7 | Cooking area, kitchen | 1 | 3.1% | |
| 8 | Chute/container - trash, rubbish, waste | 1 | 3.1% | |
| 9 | All other areas | 8 | 25.0% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 18 | 56.2% | |
| 2 | Hot ember or ash | 5 | 15.6% | |
| 3 | Arcing | 3 | 9.4% | |
| 4 | Heat from powered equipment, other | 2 | 6.2% | |
| 5 | Hot or smoldering object, other | 1 | 3.1% | |
| 6 | Fireworks | 1 | 3.1% | |
| 7 | Heat from other open flame or smoking materials | 1 | 3.1% | |
| 8 | Heat from direct flame, convection currents | 1 | 3.1% |
Largest single-incident losses in ZIP 28746 across 2021–2025. These 8 fires alone account for 2869% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $150,000 | Building fires | 2023 | Significant |
| 2 | $100,000 | Building fires | 2022 | Significant |
| 3 | $80,000 | Building fires | 2022 | Significant |
| 4 | $50,000 | Building fires | 2023 | Significant |
| 5 | $40,000 | Passenger vehicle fire | 2023 | Significant |
| 6 | $30,000 | Passenger vehicle fire | 2022 | Significant |
| 7 | $20,000 | Passenger vehicle fire | 2023 | Significant |
| 8 | $17,700 | Building or structure weakened or collapsed | 2024 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 28746.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Lake Lure | 537 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 539 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.