ZIP 32456 recorded 28 fire and hazmat incidents in 2025, 143 across 2021–2025. Primary county: Bay County, FL. FEMA NRI rates wildfire risk here as High.
143 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 27 | |
| 2022 | 24 | |
| 2023 | 31 | |
| 2024 | 33 | |
| 2025 | 28 |
May peaks. Jan dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 32456 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Building fires | 30 | 21.0% | |
| 2 | Gas leak (natural gas or LPG) | 23 | 16.1% | |
| 3 | Forest, woods or wildland fire | 11 | 7.7% | |
| 4 | Fire, other | 10 | 7.0% | |
| 5 | Brush, or brush and grass mixture fire | 10 | 7.0% |
For the 9 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 32456 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 6 | 18.2% | |
| 2 | Other | 5 | 15.2% | |
| 3 | Outside area, other | 5 | 15.2% | |
| 4 | Cooking area, kitchen | 3 | 9.1% | |
| 5 | Vehicle area, other | 3 | 9.1% | |
| 6 | Engine area, running gear, wheel area | 2 | 6.1% | |
| 7 | Function area, other | 1 | 3.0% | |
| 8 | Laundry area, wash house (laundry) | 1 | 3.0% | |
| 9 | All other areas | 7 | 21.2% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 14 | 42.4% | |
| 2 | Hot or smoldering object, other | 7 | 21.2% | |
| 3 | Heat source: other | 5 | 15.2% | |
| 4 | Heat from direct flame, convection currents | 2 | 6.1% | |
| 5 | Heat from powered equipment, other | 1 | 3.0% | |
| 6 | Spark, ember or flame from operating equipment | 1 | 3.0% | |
| 7 | Heat, spark from friction | 1 | 3.0% | |
| 8 | Heat from other open flame or smoking materials | 1 | 3.0% | |
| 9 | All other sources | 1 | 3.0% |
Largest single-incident losses in ZIP 32456 across 2021–2025. These 8 fires alone account for 186% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $158,703 | Building fires | 2025 | Significant |
| 2 | $150,000 | Building fires | 2025 | Significant |
| 3 | $77,500 | Building fires | 2024 | Significant |
| 4 | $77,500 | Building fires | 2024 | Significant |
| 5 | $77,500 | Building fires | 2024 | Significant |
| 6 | $40,000 | Building fires | 2023 | Significant |
| 7 | $20,663 | Mobile property (vehicle) fire, other | 2024 | Significant |
| 8 | $10,000 | Building fires | 2023 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 32456.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Mexico Beach | 13 | |
| 2 | Frostproof | 2 |
Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.
| County | State | Weight | |
|---|---|---|---|
| Franklin County | FL | 1.00 | FIPS 12037 |
| Gulf County | FL | 1.00 | FIPS 12045 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 143 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.