ZIP 32548 recorded 74 fire and hazmat incidents in 2025, 880 across 2021–2025. Primary county: Okaloosa County, FL. FEMA NRI rates wildfire risk here as High.
880 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 190 | |
| 2022 | 213 | |
| 2023 | 196 | |
| 2024 | 207 | |
| 2025 | 74 |
Jan peaks. Feb dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 32548 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Building fires | 116 | 13.2% | |
| 2 | Gas leak (natural gas or LPG) | 108 | 12.3% | |
| 3 | Arcing, shorted electrical equipment | 60 | 6.8% | |
| 4 | Electrical wiring/equipment problem, other | 59 | 6.7% | |
| 5 | Power line down | 58 | 6.6% |
For the 12 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 32548 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 55 | 21.3% | |
| 2 | Cooking area, kitchen | 27 | 10.5% | |
| 3 | Engine area, running gear, wheel area | 21 | 8.1% | |
| 4 | Chute/container - trash, rubbish, waste | 16 | 6.2% | |
| 5 | Other | 13 | 5.0% | |
| 6 | Wildland, woods | 13 | 5.0% | |
| 7 | Highway, parking lot, street: on or near | 10 | 3.9% | |
| 8 | Vehicle area, other | 8 | 3.1% | |
| 9 | All other areas | 95 | 36.8% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 90 | 34.9% | |
| 2 | Arcing | 29 | 11.2% | |
| 3 | Heat from powered equipment, other | 28 | 10.9% | |
| 4 | Radiated, conducted heat from operating equipment | 24 | 9.3% | |
| 5 | Heat source: other | 15 | 5.8% | |
| 6 | Hot or smoldering object, other | 11 | 4.3% | |
| 7 | Spark, ember or flame from operating equipment | 10 | 3.9% | |
| 8 | Fireworks | 9 | 3.5% | |
| 9 | All other sources | 42 | 16.3% |
Largest single-incident losses in ZIP 32548 across 2021–2025. These 8 fires alone account for 383% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $400,000 | Building fires | 2024 | Major |
| 2 | $400,000 | Building fires | 2024 | Major |
| 3 | $400,000 | Building fires | 2025 | Major |
| 4 | $225,000 | Building fires | 2024 | Significant |
| 5 | $200,000 | Building fires | 2022 | Significant |
| 6 | $120,000 | Building fires | 2024 | Significant |
| 7 | $100,000 | Building fires | 2024 | Significant |
| 8 | $60,000 | Building fires | 2022 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 32548.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Fort Walton Beach | 685 | |
| 2 | Cinco Bayou | 11 | |
| 3 | Mary Esther | 3 | |
| 4 | Destin | 1 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 880 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.