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ZIP-level NFIRS data

Fires in ZIP 33040

ZIP 33040 recorded 202 fire and hazmat incidents in 2025, 1,087 across 2021–2025. Primary county: Monroe County, FL. FEMA NRI rates wildfire risk here as High.

ZIP 33040 FIPS 12087 ZIP-level
Total incidents (2025)
202
1,087 across 5 years
Building fires
7
13 wildland
Wildfire risk
62
FEMA NRI · High
Active fires
0
in Monroe County
01 Five-year trend

Year over year in ZIP 33040

1,087 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 217
2022 211
2023 226
2024 231
2025 202
02 Seasonality

When do fires happen in ZIP 33040?

Sep peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 106
Feb 61
Mar 105
Apr 100
May 95
Jun 97
Jul 107
Aug 75
Sep 119
Oct 96
Nov 61
Dec 65
03 Top incident types

What kinds of calls lead in ZIP 33040?

Top 5 NFIRS incident types for ZIP 33040 across 2021–2025.

#Incident typeCountShare 
1 Electrical wiring/equipment problem, other 125 11.5%
2 Power line down 114 10.5%
3 Arcing, shorted electrical equipment 112 10.3%
4 Building fires 69 6.3%
5 Gas leak (natural gas or LPG) 66 6.1%
04 Cause of ignition

What sparks fires in ZIP 33040?

For the 7 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
49%
160
Cause undetermined
28%
93
Intentional / arson
5%
17
Equipment / heat source failure
7%
24
Under investigation
10%
32
Act of nature (lightning)
1%
1
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 33040 fires across 2021–2025.

#Area of originCountShare 
1 Outside area, other 60 18.3%
2 Undetermined 51 15.6%
3 Cooking area, kitchen 27 8.3%
4 Engine area, running gear, wheel area 22 6.7%
5 Chute/container - trash, rubbish, waste 18 5.5%
6 Highway, parking lot, street: on or near 16 4.9%
7 Exterior balcony, unenclosed porch 14 4.3%
8 Vehicle area, other 13 4.0%
9 All other areas 106 32.4%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 189 57.8%
2 Heat from powered equipment, other 33 10.1%
3 Hot or smoldering object, other 17 5.2%
4 Arcing 13 4.0%
5 Cigarette 13 4.0%
6 Hot ember or ash 10 3.1%
7 Cigarette lighter 10 3.1%
8 Heat source: other 7 2.1%
9 All other sources 35 10.7%
07 The biggest fires

8 fires · $16.1M in losses

Largest single-incident losses in ZIP 33040 across 2021–2025. These 8 fires alone account for 585% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $9,800,000 Building fires 2022 Catastrophic
2 $1,500,000 Building fires 2021 Major
3 $1,000,000 Water vehicle fire 2025 Major
4 $875,000 Building fires 2024 Major
5 $851,617 Building fires 2025 Major
6 $793,368 Building fires 2022 Major
7 $660,000 Building fires 2022 Major
8 $612,600 Building fires 2024 Major
08 Cities in this ZIP

Most active cities in ZIP 33040

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 33040.

#City5-yr incidents 
1 Key West 949
2 Stock Island 70
3 Big Coppitt Key 18
11 Current conditions

Right now in 33040

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 1,087 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.