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ZIP-level NFIRS data

Fires in ZIP 45420

ZIP 45420 recorded 187 fire and hazmat incidents in 2025, 1,028 across 2021–2025. Primary county: Montgomery County, OH. FEMA NRI rates wildfire risk here as Moderate.

ZIP 45420 FIPS 39113 ZIP-level 2 counties
Total incidents (2025)
187
1,028 across 5 years
Building fires
21
1 wildland
Wildfire risk
44
FEMA NRI · Moderate
Active fires
0
in Montgomery County
01 Five-year trend

Year over year in ZIP 45420

1,028 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 200
2022 195
2023 168
2024 278
2025 187
02 Seasonality

When do fires happen in ZIP 45420?

Sep peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 55
Feb 49
Mar 97
Apr 87
May 72
Jun 107
Jul 108
Aug 93
Sep 124
Oct 106
Nov 77
Dec 53
03 Top incident types

What kinds of calls lead in ZIP 45420?

Top 5 NFIRS incident types for ZIP 45420 across 2021–2025.

#Incident typeCountShare 
1 Power line down 185 18.0%
2 Gas leak (natural gas or LPG) 132 12.8%
3 Unauthorized burning 101 9.8%
4 Building fires 99 9.6%
5 Arcing, shorted electrical equipment 73 7.1%
04 Cause of ignition

What sparks fires in ZIP 45420?

For the 21 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
42%
85
Cause undetermined
15%
30
Intentional / arson
31%
62
Equipment / heat source failure
6%
13
Under investigation
2%
5
Act of nature (lightning)
4%
1
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 45420 fires across 2021–2025.

#Area of originCountShare 
1 Outside area, other 36 17.9%
2 Cooking area, kitchen 20 10.0%
3 Engine area, running gear, wheel area 20 10.0%
4 Open area - outside; included are farmland, field 20 10.0%
5 Undetermined 15 7.5%
6 Bedroom - < 5 persons; included are jail or prison 13 6.5%
7 Highway, parking lot, street: on or near 10 5.0%
8 Vehicle storage area; garage, carport 9 4.5%
9 All other areas 58 28.9%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 67 33.3%
2 Match 19 9.5%
3 Hot ember or ash 16 8.0%
4 Radiated, conducted heat from operating equipment 15 7.5%
5 Arcing 15 7.5%
6 Heat from powered equipment, other 10 5.0%
7 Cigarette 7 3.5%
8 Cigarette lighter 7 3.5%
9 All other sources 45 22.4%
07 The biggest fires

8 fires · $476K in losses

Largest single-incident losses in ZIP 45420 across 2021–2025. These 8 fires alone account for 112% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $100,000 Outside equipment fire 2025 Significant
2 $90,000 Building fires 2021 Significant
3 $52,000 Building fires 2021 Significant
4 $50,000 Building fires 2024 Significant
5 $50,000 Building fires 2025 Significant
6 $50,000 Building fires 2025 Significant
7 $42,000 Passenger vehicle fire 2024 Significant
8 $41,574 Building fires 2021 Significant
08 Cities in this ZIP

Most active cities in ZIP 45420

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 45420.

#City5-yr incidents 
1 Dayton 535
2 Kettering 492
3 Trotwood 1
10 Also served by

ZIP 45420 crosses 2 counties

Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.

CountyStateWeight 
Greene County OH 0.50 FIPS 39057
11 Current conditions

Right now in 45420

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 1,028 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.