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ZIP-level NFIRS data

Fires in ZIP 46120

ZIP 46120 recorded 78 fire and hazmat incidents in 2025, 384 across 2021–2025. Primary county: Morgan County, IN.

ZIP 46120 FIPS 18109 ZIP-level 3 counties
Total incidents (2025)
78
384 across 5 years
Building fires
13
13 wildland
Wildfire risk
23
FEMA NRI · Low
Active fires
0
in Morgan County
01 Five-year trend

Year over year in ZIP 46120

384 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 64
2022 74
2023 91
2024 77
2025 78
02 Seasonality

When do fires happen in ZIP 46120?

Nov peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 25
Feb 21
Mar 43
Apr 37
May 28
Jun 33
Jul 30
Aug 21
Sep 24
Oct 33
Nov 58
Dec 31
03 Top incident types

What kinds of calls lead in ZIP 46120?

Top 5 NFIRS incident types for ZIP 46120 across 2021–2025.

#Incident typeCountShare 
1 Building fires 63 16.4%
2 Authorized controlled burning 39 10.2%
3 Power line down 35 9.1%
4 Road freight or transport vehicle fire 29 7.6%
5 Passenger vehicle fire 28 7.3%
04 Cause of ignition

What sparks fires in ZIP 46120?

For the 13 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
71%
65
Cause undetermined
17%
16
Intentional / arson
1%
1
Equipment / heat source failure
5%
5
Under investigation
4%
4
Act of nature (lightning)
2%
1
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 46120 fires across 2021–2025.

#Area of originCountShare 
1 Engine area, running gear, wheel area 45 48.9%
2 Wall surface: exterior 5 5.4%
3 Operator/passenger area of transportation equip. 5 5.4%
4 Wall assembly 4 4.3%
5 Vehicle area, other 4 4.3%
6 Undetermined 4 4.3%
7 Other 3 3.3%
8 Vehicle storage area; garage, carport 3 3.3%
9 All other areas 19 20.7%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 29 31.5%
2 Radiated, conducted heat from operating equipment 10 10.9%
3 Arcing 10 10.9%
4 Heat source: other 9 9.8%
5 Hot or smoldering object, other 8 8.7%
6 Hot ember or ash 8 8.7%
7 Heat from powered equipment, other 4 4.3%
8 Heat, spark from friction 2 2.2%
9 All other sources 12 13.0%
07 The biggest fires

8 fires · $1.1M in losses

Largest single-incident losses in ZIP 46120 across 2021–2025. These 8 fires alone account for 249% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $150,000 Road freight or transport vehicle fire 2021 Significant
2 $150,000 Self-propelled motor home or recreational vehicle 2022 Significant
3 $150,000 Road freight or transport vehicle fire 2023 Significant
4 $150,000 Road freight or transport vehicle fire 2024 Significant
5 $150,000 Building fires 2025 Significant
6 $100,000 Road freight or transport vehicle fire 2022 Significant
7 $100,000 Road freight or transport vehicle fire 2022 Significant
8 $100,000 Building fires 2023 Significant
08 Cities in this ZIP

Most active cities in ZIP 46120

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 46120.

#City5-yr incidents 
1 Cloverdale 381
2 Martinsville 2
10 Also served by

ZIP 46120 crosses 3 counties

Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.

CountyStateWeight 
Owen County IN 1.00 FIPS 18119
Putnam County IN 1.00 FIPS 18133
11 Current conditions

Right now in 46120

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 384 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.