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ZIP-level NFIRS data

Fires in ZIP 48609

ZIP 48609 recorded 154 fire and hazmat incidents in 2025, 627 across 2021–2025. Primary county: Saginaw County, MI.

ZIP 48609 FIPS 26145 ZIP-level
Total incidents (2025)
154
627 across 5 years
Building fires
11
17 wildland
Wildfire risk
16
FEMA NRI · Very Low
Active fires
0
in Saginaw County
01 Five-year trend

Year over year in ZIP 48609

627 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 139
2022 116
2023 91
2024 127
2025 154
02 Seasonality

When do fires happen in ZIP 48609?

Mar peaks. Oct dips. Aggregated across all 5 years inside this ZIP.

Jan 61
Feb 44
Mar 64
Apr 56
May 40
Jun 54
Jul 64
Aug 49
Sep 62
Oct 39
Nov 49
Dec 45
03 Top incident types

What kinds of calls lead in ZIP 48609?

Top 5 NFIRS incident types for ZIP 48609 across 2021–2025.

#Incident typeCountShare 
1 Power line down 165 26.3%
2 Building fires 84 13.4%
3 Gas leak (natural gas or LPG) 71 11.3%
4 Unauthorized burning 34 5.4%
5 Carbon monoxide incident 33 5.3%
04 Cause of ignition

What sparks fires in ZIP 48609?

For the 11 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
42%
40
Cause undetermined
7%
7
Intentional / arson
20%
19
Equipment / heat source failure
16%
15
Under investigation
8%
8
Act of nature (lightning)
7%
1
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 48609 fires across 2021–2025.

#Area of originCountShare 
1 Outside area, other 15 15.6%
2 Engine area, running gear, wheel area 12 12.5%
3 Undetermined 11 11.5%
4 Open area - outside; included are farmland, field 9 9.4%
5 Cooking area, kitchen 7 7.3%
6 Other 5 5.2%
7 Vehicle area, other 4 4.2%
8 Function area, other 3 3.1%
9 All other areas 30 31.2%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 35 36.5%
2 Radiated, conducted heat from operating equipment 9 9.4%
3 Arcing 9 9.4%
4 Hot ember or ash 6 6.2%
5 Heat source: other 5 5.2%
6 Hot or smoldering object, other 5 5.2%
7 Heat from direct flame, convection currents 4 4.2%
8 Heat from powered equipment, other 3 3.1%
9 All other sources 20 20.8%
07 The biggest fires

8 fires · $793K in losses

Largest single-incident losses in ZIP 48609 across 2021–2025. These 8 fires alone account for 307% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $250,000 Off-road vehicle or heavy equipment fire 2024 Major
2 $175,000 Building fires 2025 Significant
3 $88,000 Building fires 2021 Significant
4 $70,000 Building fires 2024 Significant
5 $70,000 Building fires 2024 Significant
6 $50,000 Building fires 2023 Significant
7 $50,000 Building fires 2024 Significant
8 $40,000 Passenger vehicle fire 2025 Significant
08 Cities in this ZIP

Most active cities in ZIP 48609

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 48609.

#City5-yr incidents 
1 Saginaw 615
2 Freeland 1
11 Current conditions

Right now in 48609

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 627 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.