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ZIP-level NFIRS data

Fires in ZIP 48631

ZIP 48631 recorded 51 fire and hazmat incidents in 2025, 219 across 2021–2025. Primary county: Bay County, MI.

ZIP 48631 FIPS 26017 ZIP-level
Total incidents (2025)
51
219 across 5 years
Building fires
5
5 wildland
Wildfire risk
15
FEMA NRI · Very Low
Active fires
0
in Bay County
01 Five-year trend

Year over year in ZIP 48631

219 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 35
2022 37
2023 45
2024 51
2025 51
02 Seasonality

When do fires happen in ZIP 48631?

Apr peaks. Jan dips. Aggregated across all 5 years inside this ZIP.

Jan 13
Feb 18
Mar 21
Apr 23
May 18
Jun 21
Jul 17
Aug 17
Sep 17
Oct 22
Nov 17
Dec 15
03 Top incident types

What kinds of calls lead in ZIP 48631?

Top 5 NFIRS incident types for ZIP 48631 across 2021–2025.

#Incident typeCountShare 
1 Power line down 47 21.5%
2 Gas leak (natural gas or LPG) 39 17.8%
3 Building fires 20 9.1%
4 Unauthorized burning 18 8.2%
5 Hazardous condition, other 15 6.8%
04 Cause of ignition

What sparks fires in ZIP 48631?

For the 5 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
38%
20
Cause undetermined
19%
10
Intentional / arson
12%
6
Equipment / heat source failure
19%
10
Under investigation
6%
3
Act of nature (lightning)
6%
2
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 48631 fires across 2021–2025.

#Area of originCountShare 
1 Engine area, running gear, wheel area 16 30.8%
2 Open area - outside; included are farmland, field 6 11.5%
3 Vehicle area, other 5 9.6%
4 Outside area, other 5 9.6%
5 Undetermined 4 7.7%
6 Cooking area, kitchen 3 5.8%
7 Vehicle storage area; garage, carport 2 3.8%
8 Highway, parking lot, street: on or near 2 3.8%
9 All other areas 9 17.3%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 21 40.4%
2 Heat source: other 7 13.5%
3 Radiated, conducted heat from operating equipment 6 11.5%
4 Arcing 4 7.7%
5 Cigarette lighter 4 7.7%
6 Spark, ember or flame from operating equipment 3 5.8%
7 Heat from powered equipment, other 1 1.9%
8 Backfire from internal combustion engine 1 1.9%
9 All other sources 5 9.6%
07 The biggest fires

8 fires · $581K in losses

Largest single-incident losses in ZIP 48631 across 2021–2025. These 8 fires alone account for 235% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $180,000 Building fires 2024 Significant
2 $150,000 Building fires 2025 Significant
3 $90,000 Building fires 2024 Significant
4 $70,000 Building fires 2025 Significant
5 $40,000 Passenger vehicle fire 2022 Significant
6 $20,000 Mobile property (vehicle) fire, other 2023 Significant
7 $16,000 Passenger vehicle fire 2025 Significant
8 $15,000 Passenger vehicle fire 2023 Significant
11 Current conditions

Right now in 48631

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 219 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.