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ZIP-level NFIRS data

Fires in ZIP 48640

ZIP 48640 recorded 457 fire and hazmat incidents in 2025, 1,541 across 2021–2025. Primary county: Midland County, MI.

ZIP 48640 FIPS 26111 ZIP-level 2 counties
Total incidents (2025)
457
1,541 across 5 years
Building fires
14
17 wildland
Wildfire risk
33
FEMA NRI · Low
Active fires
0
in Midland County
01 Five-year trend

Year over year in ZIP 48640

1,541 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 305
2022 220
2023 169
2024 390
2025 457
02 Seasonality

When do fires happen in ZIP 48640?

Dec peaks. Mar dips. Aggregated across all 5 years inside this ZIP.

Jan 150
Feb 90
Mar 86
Apr 135
May 121
Jun 131
Jul 102
Aug 184
Sep 105
Oct 127
Nov 114
Dec 196
03 Top incident types

What kinds of calls lead in ZIP 48640?

Top 5 NFIRS incident types for ZIP 48640 across 2021–2025.

#Incident typeCountShare 
1 Power line down 477 31.0%
2 Hazardous condition, other 224 14.5%
3 Building fires 115 7.5%
4 Gas leak (natural gas or LPG) 108 7.0%
5 Vehicle accident, general cleanup 89 5.8%
04 Cause of ignition

What sparks fires in ZIP 48640?

For the 14 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
61%
115
Cause undetermined
14%
26
Intentional / arson
9%
17
Equipment / heat source failure
8%
15
Under investigation
1%
1
Act of nature (lightning)
7%
3
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 48640 fires across 2021–2025.

#Area of originCountShare 
1 Cooking area, kitchen 28 15.0%
2 Engine area, running gear, wheel area 28 15.0%
3 Outside area, other 21 11.2%
4 Open area - outside; included are farmland, field 15 8.0%
5 Undetermined 15 8.0%
6 Highway, parking lot, street: on or near 11 5.9%
7 Wildland, woods 7 3.7%
8 Attic: vacant, crawl space above top story, cupola 6 3.2%
9 All other areas 56 29.9%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 65 34.8%
2 Hot ember or ash 19 10.2%
3 Match 17 9.1%
4 Radiated, conducted heat from operating equipment 16 8.6%
5 Arcing 14 7.5%
6 Heat from powered equipment, other 9 4.8%
7 Hot or smoldering object, other 9 4.8%
8 Heat source: other 6 3.2%
9 All other sources 32 17.1%
07 The biggest fires

8 fires · $2.7M in losses

Largest single-incident losses in ZIP 48640 across 2021–2025. These 8 fires alone account for 861% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $1,800,000 Building fires 2023 Major
2 $182,000 Building fires 2022 Significant
3 $135,000 Building fires 2024 Significant
4 $135,000 Building fires 2024 Significant
5 $120,000 Building fires 2023 Significant
6 $120,000 Building fires 2025 Significant
7 $112,350 Building fires 2025 Significant
8 $94,000 Building fires 2024 Significant
08 Cities in this ZIP

Most active cities in ZIP 48640

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 48640.

#City5-yr incidents 
1 Midland 1,289
2 Hemlock 1
10 Also served by

ZIP 48640 crosses 2 counties

Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.

CountyStateWeight 
Bay County MI 0.50 FIPS 26017
11 Current conditions

Right now in 48640

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 1,541 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.