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ZIP-level NFIRS data

Fires in ZIP 48655

ZIP 48655 recorded 89 fire and hazmat incidents in 2025, 445 across 2021–2025. Primary county: Saginaw County, MI.

ZIP 48655 FIPS 26145 ZIP-level
Total incidents (2025)
89
445 across 5 years
Building fires
33
10 wildland
Wildfire risk
16
FEMA NRI · Very Low
Active fires
0
in Saginaw County
01 Five-year trend

Year over year in ZIP 48655

445 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 92
2022 74
2023 87
2024 103
2025 89
02 Seasonality

When do fires happen in ZIP 48655?

Mar peaks. Jan dips. Aggregated across all 5 years inside this ZIP.

Jan 21
Feb 46
Mar 70
Apr 51
May 23
Jun 25
Jul 40
Aug 25
Sep 28
Oct 48
Nov 34
Dec 34
03 Top incident types

What kinds of calls lead in ZIP 48655?

Top 5 NFIRS incident types for ZIP 48655 across 2021–2025.

#Incident typeCountShare 
1 Building fires 121 27.2%
2 Power line down 104 23.4%
3 Brush, or brush and grass mixture fire 52 11.7%
4 Arcing, shorted electrical equipment 39 8.8%
5 Gas leak (natural gas or LPG) 18 4.0%
04 Cause of ignition

What sparks fires in ZIP 48655?

For the 33 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
34%
35
Cause undetermined
26%
27
Intentional / arson
17%
18
Equipment / heat source failure
1%
1
Under investigation
20%
21
Act of nature (lightning)
2%
1
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 48655 fires across 2021–2025.

#Area of originCountShare 
1 Undetermined 44 42.3%
2 Open area - outside; included are farmland, field 19 18.3%
3 Outside area, other 9 8.7%
4 Wildland, woods 6 5.8%
5 Other 3 2.9%
6 Storage area, other 2 1.9%
7 Vehicle storage area; garage, carport 2 1.9%
8 Equipment or service area, other 2 1.9%
9 All other areas 17 16.3%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 76 73.1%
2 Match 7 6.7%
3 Hot ember or ash 5 4.8%
4 Heat source: other 4 3.8%
5 Flame/torch used for lighting 3 2.9%
6 Heat from powered equipment, other 2 1.9%
7 Arcing 2 1.9%
8 Heat from direct flame, convection currents 2 1.9%
9 All other sources 3 2.9%
07 The biggest fires

7 fires · $566K in losses

Largest single-incident losses in ZIP 48655 across 2021–2025. These 7 fires alone account for 213% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $200,000 Fires in structures other than in a building 2024 Significant
2 $150,000 Building fires 2025 Significant
3 $100,000 Road freight or transport vehicle fire 2024 Significant
4 $60,000 Building fires 2025 Significant
5 $50,000 Building fires 2025 Significant
6 $5,000 Building fires 2025 Significant
7 $600 Building fires 2024 Significant
08 Cities in this ZIP

Most active cities in ZIP 48655

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 48655.

#City5-yr incidents 
1 Saginaw 24
2 Burt 1
3 Hemlock 1
11 Current conditions

Right now in 48655

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 445 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.