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ZIP-level NFIRS data

Fires in ZIP 48706

ZIP 48706 recorded 321 fire and hazmat incidents in 2025, 1,750 across 2021–2025. Primary county: Bay County, MI.

ZIP 48706 FIPS 26017 ZIP-level
Total incidents (2025)
321
1,750 across 5 years
Building fires
29
21 wildland
Wildfire risk
15
FEMA NRI · Very Low
Active fires
0
in Bay County
01 Five-year trend

Year over year in ZIP 48706

1,750 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 420
2022 407
2023 292
2024 310
2025 321
02 Seasonality

When do fires happen in ZIP 48706?

Jun peaks. Jan dips. Aggregated across all 5 years inside this ZIP.

Jan 81
Feb 115
Mar 126
Apr 152
May 164
Jun 197
Jul 175
Aug 191
Sep 164
Oct 157
Nov 117
Dec 111
03 Top incident types

What kinds of calls lead in ZIP 48706?

Top 5 NFIRS incident types for ZIP 48706 across 2021–2025.

#Incident typeCountShare 
1 Power line down 345 19.7%
2 Unauthorized burning 337 19.3%
3 Building fires 182 10.4%
4 Gas leak (natural gas or LPG) 136 7.8%
5 Electrical wiring/equipment problem, other 96 5.5%
04 Cause of ignition

What sparks fires in ZIP 48706?

For the 29 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
46%
193
Cause undetermined
15%
64
Intentional / arson
10%
43
Equipment / heat source failure
13%
53
Under investigation
15%
62
Act of nature (lightning)
1%
3
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 48706 fires across 2021–2025.

#Area of originCountShare 
1 Engine area, running gear, wheel area 66 15.7%
2 Cooking area, kitchen 42 10.0%
3 Outside area, other 42 10.0%
4 Open area - outside; included are farmland, field 39 9.3%
5 Other 26 6.2%
6 Undetermined 26 6.2%
7 Highway, parking lot, street: on or near 20 4.8%
8 Vehicle area, other 13 3.1%
9 All other areas 147 34.9%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 170 40.4%
2 Arcing 34 8.1%
3 Heat source: other 28 6.7%
4 Heat from powered equipment, other 23 5.5%
5 Spark, ember or flame from operating equipment 22 5.2%
6 Radiated, conducted heat from operating equipment 20 4.8%
7 Hot ember or ash 17 4.0%
8 Hot or smoldering object, other 16 3.8%
9 All other sources 91 21.6%
07 The biggest fires

8 fires · $1.7M in losses

Largest single-incident losses in ZIP 48706 across 2021–2025. These 8 fires alone account for 198% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $500,000 Road freight or transport vehicle fire 2024 Major
2 $300,000 Road freight or transport vehicle fire 2022 Major
3 $200,000 Mobile property (vehicle) fire, other 2025 Significant
4 $150,000 Building fires 2021 Significant
5 $150,000 Building fires 2021 Significant
6 $142,100 Building fires 2023 Significant
7 $138,400 Building fires 2025 Significant
8 $120,000 Building fires 2023 Significant
08 Cities in this ZIP

Most active cities in ZIP 48706

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 48706.

#City5-yr incidents 
1 Bay City 1,532
2 Saginaw 1
11 Current conditions

Right now in 48706

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 1,750 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.