ZIP 48708 recorded 181 fire and hazmat incidents in 2025, 1,153 across 2021–2025. Primary county: Bay County, MI.
1,153 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 268 | |
| 2022 | 236 | |
| 2023 | 231 | |
| 2024 | 237 | |
| 2025 | 181 |
Jun peaks. Jan dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 48708 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Unauthorized burning | 310 | 26.9% | |
| 2 | Power line down | 222 | 19.3% | |
| 3 | Building fires | 148 | 12.8% | |
| 4 | Gas leak (natural gas or LPG) | 97 | 8.4% | |
| 5 | Electrical wiring/equipment problem, other | 52 | 4.5% |
For the 27 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 48708 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 23 | 12.8% | |
| 2 | Outside area, other | 21 | 11.7% | |
| 3 | Engine area, running gear, wheel area | 20 | 11.1% | |
| 4 | Cooking area, kitchen | 15 | 8.3% | |
| 5 | Other | 9 | 5.0% | |
| 6 | Bedroom - < 5 persons; included are jail or prison | 8 | 4.4% | |
| 7 | Wall surface: exterior | 7 | 3.9% | |
| 8 | Exterior balcony, unenclosed porch | 6 | 3.3% | |
| 9 | All other areas | 71 | 39.4% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 95 | 52.8% | |
| 2 | Heat from powered equipment, other | 16 | 8.9% | |
| 3 | Arcing | 11 | 6.1% | |
| 4 | Hot or smoldering object, other | 10 | 5.6% | |
| 5 | Heat source: other | 7 | 3.9% | |
| 6 | Cigarette | 7 | 3.9% | |
| 7 | Radiated, conducted heat from operating equipment | 5 | 2.8% | |
| 8 | Spark, ember or flame from operating equipment | 3 | 1.7% | |
| 9 | All other sources | 26 | 14.4% |
Largest single-incident losses in ZIP 48708 across 2021–2025. These 8 fires alone account for 175% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $638,800 | Building fires | 2025 | Major |
| 2 | $481,600 | Building fires | 2021 | Major |
| 3 | $141,300 | Building fires | 2023 | Significant |
| 4 | $126,000 | Building fires | 2021 | Significant |
| 5 | $108,200 | Building fires | 2022 | Significant |
| 6 | $107,000 | Building fires | 2024 | Significant |
| 7 | $102,700 | Building fires | 2025 | Significant |
| 8 | $100,000 | Building fires | 2023 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 48708.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Bay City | 1,145 | |
| 2 | Essexville | 1 | |
| 3 | Saginaw | 1 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 1,153 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.