ZIP 48732 recorded 86 fire and hazmat incidents in 2025, 423 across 2021–2025. Primary county: Bay County, MI.
423 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 100 | |
| 2022 | 79 | |
| 2023 | 71 | |
| 2024 | 87 | |
| 2025 | 86 |
Jun peaks. Nov dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 48732 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Power line down | 85 | 20.1% | |
| 2 | Building fires | 72 | 17.0% | |
| 3 | Electrical wiring/equipment problem, other | 39 | 9.2% | |
| 4 | Gas leak (natural gas or LPG) | 25 | 5.9% | |
| 5 | Unauthorized burning | 23 | 5.4% |
For the 13 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 48732 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 17 | 16.8% | |
| 2 | Other | 15 | 14.9% | |
| 3 | Undetermined | 15 | 14.9% | |
| 4 | Cooking area, kitchen | 9 | 8.9% | |
| 5 | Open area - outside; included are farmland, field | 6 | 5.9% | |
| 6 | Storage area, other | 4 | 4.0% | |
| 7 | Wall surface: exterior | 4 | 4.0% | |
| 8 | Vehicle area, other | 4 | 4.0% | |
| 9 | All other areas | 27 | 26.7% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 42 | 41.6% | |
| 2 | Heat source: other | 9 | 8.9% | |
| 3 | Radiated heat from another fire | 7 | 6.9% | |
| 4 | Arcing | 6 | 5.9% | |
| 5 | Heat from powered equipment, other | 5 | 5.0% | |
| 6 | Spark, ember or flame from operating equipment | 5 | 5.0% | |
| 7 | Hot or smoldering object, other | 5 | 5.0% | |
| 8 | Heat spread from another fire, other | 5 | 5.0% | |
| 9 | All other sources | 17 | 16.8% |
Largest single-incident losses in ZIP 48732 across 2021–2025. These 8 fires alone account for 388% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $682,800 | Building fires | 2024 | Major |
| 2 | $250,000 | Building fires | 2025 | Major |
| 3 | $99,812 | Building fires | 2021 | Significant |
| 4 | $91,200 | Building fires | 2023 | Significant |
| 5 | $90,000 | Building fires | 2023 | Significant |
| 6 | $61,500 | Building fires | 2023 | Significant |
| 7 | $60,000 | Fires in structures other than in a building | 2025 | Significant |
| 8 | $49,900 | Building fires | 2021 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 48732.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Essexville | 414 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 423 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.