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ZIP-level NFIRS data

Fires in ZIP 49644

ZIP 49644 recorded 28 fire and hazmat incidents in 2025, 150 across 2021–2025. Primary county: Lake County, MI. FEMA NRI rates wildfire risk here as Moderate.

ZIP 49644 FIPS 26085 ZIP-level
Total incidents (2025)
28
150 across 5 years
Building fires
3
3 wildland
Wildfire risk
44
FEMA NRI · Moderate
Active fires
0
in Lake County
01 Five-year trend

Year over year in ZIP 49644

150 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 24
2022 41
2023 19
2024 38
2025 28
02 Seasonality

When do fires happen in ZIP 49644?

Apr peaks. Nov dips. Aggregated across all 5 years inside this ZIP.

Jan 12
Feb 15
Mar 14
Apr 22
May 10
Jun 13
Jul 10
Aug 17
Sep 10
Oct 15
Nov 6
Dec 6
03 Top incident types

What kinds of calls lead in ZIP 49644?

Top 5 NFIRS incident types for ZIP 49644 across 2021–2025.

#Incident typeCountShare 
1 Power line down 50 33.3%
2 Building fires 31 20.7%
3 Gas leak (natural gas or LPG) 11 7.3%
4 Forest, woods or wildland fire 8 5.3%
5 Chimney or flue fire, confined to chimney or flue 7 4.7%
04 Cause of ignition

What sparks fires in ZIP 49644?

For the 3 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
62%
26
Cause undetermined
10%
4
Intentional / arson
2%
1
Equipment / heat source failure
19%
8
Under investigation
7%
3
Act of nature (lightning)
0%
0
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 49644 fires across 2021–2025.

#Area of originCountShare 
1 Outside area, other 10 23.8%
2 Undetermined 10 23.8%
3 Cooking area, kitchen 4 9.5%
4 Engine area, running gear, wheel area 4 9.5%
5 Other 2 4.8%
6 Common room, den, family room, living room, lounge 2 4.8%
7 Incinerator area 2 4.8%
8 Open area - outside; included are farmland, field 2 4.8%
9 All other areas 6 14.3%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 13 31.0%
2 Hot ember or ash 8 19.0%
3 Heat from powered equipment, other 3 7.1%
4 Arcing 3 7.1%
5 Fireworks 3 7.1%
6 Spark, ember or flame from operating equipment 2 4.8%
7 Hot or smoldering object, other 2 4.8%
8 Heat spread from another fire, other 2 4.8%
9 All other sources 6 14.3%
07 The biggest fires

6 fires · $64K in losses

Largest single-incident losses in ZIP 49644 across 2021–2025. These 6 fires alone account for 360% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $30,200 Building fires 2023 Significant
2 $17,800 Building fires 2025 Significant
3 $6,000 Passenger vehicle fire 2022 Significant
4 $5,500 Passenger vehicle fire 2022 Significant
5 $3,000 Chimney or flue fire, confined to chimney or flue 2021 Significant
6 $1,500 Building fires 2022 Significant
08 Cities in this ZIP

Most active cities in ZIP 49644

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 49644.

#City5-yr incidents 
1 Baldwin 1
11 Current conditions

Right now in 49644

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 150 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.