ZIP 55320 recorded 24 fire and hazmat incidents in 2025, 126 across 2021–2025. Primary county: Stearns County, MN. FEMA NRI rates wildfire risk here as High.
126 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 41 | |
| 2022 | 28 | |
| 2023 | 33 | |
| 2024 | 0 | |
| 2025 | 24 |
Jun peaks. Nov dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 55320 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Gas leak (natural gas or LPG) | 29 | 23.0% | |
| 2 | Building fires | 15 | 11.9% | |
| 3 | Grass fire | 13 | 10.3% | |
| 4 | Passenger vehicle fire | 11 | 8.7% | |
| 5 | Carbon monoxide incident | 8 | 6.3% |
For the 3 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 55320 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 9 | 28.1% | |
| 2 | Engine area, running gear, wheel area | 5 | 15.6% | |
| 3 | Vehicle storage area; garage, carport | 4 | 12.5% | |
| 4 | Vehicle area, other | 3 | 9.4% | |
| 5 | Outside area, other | 2 | 6.2% | |
| 6 | Egress/exit, other | 1 | 3.1% | |
| 7 | Common room, den, family room, living room, lounge | 1 | 3.1% | |
| 8 | Bedroom - < 5 persons; included are jail or prison | 1 | 3.1% | |
| 9 | All other areas | 6 | 18.8% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 17 | 53.1% | |
| 2 | Heat from powered equipment, other | 4 | 12.5% | |
| 3 | Heat source: other | 2 | 6.2% | |
| 4 | Heat, spark from friction | 2 | 6.2% | |
| 5 | Spark, ember or flame from operating equipment | 1 | 3.1% | |
| 6 | Radiated, conducted heat from operating equipment | 1 | 3.1% | |
| 7 | Arcing | 1 | 3.1% | |
| 8 | Hot or smoldering object, other | 1 | 3.1% | |
| 9 | All other sources | 3 | 9.4% |
Largest single-incident losses in ZIP 55320 across 2021–2025. These 8 fires alone account for 626% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $250,000 | Off-road vehicle or heavy equipment fire | 2021 | Major |
| 2 | $175,000 | Building fires | 2023 | Significant |
| 3 | $100,000 | Off-road vehicle or heavy equipment fire | 2023 | Significant |
| 4 | $80,000 | Building fires | 2025 | Significant |
| 5 | $23,000 | Passenger vehicle fire | 2025 | Significant |
| 6 | $15,000 | Building fires | 2022 | Significant |
| 7 | $12,000 | Passenger vehicle fire | 2023 | Significant |
| 8 | $10,000 | Passenger vehicle fire | 2022 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 55320.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Clearwater | 126 |
Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.
| County | State | Weight | |
|---|---|---|---|
| Wright County | MN | 1.00 | FIPS 27171 |
| Sherburne County | MN | 0.50 | FIPS 27141 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 126 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.