ZIP 65049 recorded 108 fire and hazmat incidents in 2025, 221 across 2021–2025. Primary county: Miller County, MO. FEMA NRI rates wildfire risk here as High.
221 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 49 | |
| 2022 | 42 | |
| 2023 | 17 | |
| 2024 | 5 | |
| 2025 | 108 |
Mar peaks. Jan dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 65049 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Building fires | 43 | 19.5% | |
| 2 | Brush, or brush and grass mixture fire | 23 | 10.4% | |
| 3 | Natural vegetation fire, other | 18 | 8.1% | |
| 4 | Gas leak (natural gas or LPG) | 17 | 7.7% | |
| 5 | Authorized controlled burning | 17 | 7.7% |
For the 7 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 65049 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 17 | 32.1% | |
| 2 | Engine area, running gear, wheel area | 10 | 18.9% | |
| 3 | Wildland, woods | 6 | 11.3% | |
| 4 | Cooking area, kitchen | 3 | 5.7% | |
| 5 | Cargo/trunk area - all vehicles | 3 | 5.7% | |
| 6 | Other | 2 | 3.8% | |
| 7 | Highway, parking lot, street: on or near | 2 | 3.8% | |
| 8 | Courtyard, patio, porch, terrace | 2 | 3.8% | |
| 9 | All other areas | 8 | 15.1% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 32 | 60.4% | |
| 2 | Heat from powered equipment, other | 9 | 17.0% | |
| 3 | Arcing | 3 | 5.7% | |
| 4 | Heat from other open flame or smoking materials | 2 | 3.8% | |
| 5 | Heat source: other | 1 | 1.9% | |
| 6 | Molten, hot material | 1 | 1.9% | |
| 7 | Cigarette | 1 | 1.9% | |
| 8 | Cigarette lighter | 1 | 1.9% | |
| 9 | All other sources | 3 | 5.7% |
Largest single-incident losses in ZIP 65049 across 2021–2025. These 8 fires alone account for 267% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $180,000 | Building fires | 2021 | Significant |
| 2 | $100,000 | Building fires | 2022 | Significant |
| 3 | $80,000 | Off-road vehicle or heavy equipment fire | 2025 | Significant |
| 4 | $60,000 | Passenger vehicle fire | 2025 | Significant |
| 5 | $15,000 | Mobile property (vehicle) fire, other | 2025 | Significant |
| 6 | $10,000 | Camper or recreational vehicle (RV) fire | 2022 | Significant |
| 7 | $8,000 | Passenger vehicle fire | 2025 | Significant |
| 8 | $6,000 | Passenger vehicle fire | 2025 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 65049.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Lake Ozark | 205 | |
| 2 | Village of Four Seasons | 10 |
Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.
| County | State | Weight | |
|---|---|---|---|
| Camden County | MO | 0.50 | FIPS 29029 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 221 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.