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2025 Annual Fire Report

Fires in Clear Lake, Iowa

In 2025, fire departments serving Clear Lake responded to 18 fire and hazmat incidents — from cooking fires to gas leaks to a single $5K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade A- Peak yr 2024 Cerro Gordo County 7,642 residents 0 reporting departments 272 5-yr

Incomplete 2025 data. Clear Lake's departments reported 18 incidents to NFIRS for 2025, against about 54 in a typical year, so 2025 figures on this page undercount. The 2021–2025 totals are the better guide.

Total incidents
18
Not comparable with 2024 (incomplete reporting)
Building fires
2
Residential 50% Other 50%
Property loss
$10K
$5K structure · $5K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Brush, or brush and grass mixture fire lead by count. Building fires lead by dollars. Together the top five categories make up about 67% of all calls.

18
Total Incidents
Brush, or brush and grass mixture fire 3 16.7%
Prescribed fire 3 16.7%
Building fires 2 11.1%
Passenger vehicle fire 2 11.1%
Grass fire 2 11.1%
All other categories 6 33.3%
02 Seasonality

When do fires happen?

Jan peaks. Jun dips. Watch for the typical fall climb starting in October.

Jan 4
Feb 1
Mar 1
Apr 2
May 3
Jun 0
Jul 2
Aug 1
Sep 4
Oct 0
Nov 0
Dec 0
Fewer
More
2b Five-year trend

Year over year in Clear Lake

272 incidents 2021–2025. Peak year was 2024. $804K cumulative property loss.

YearIncidentsYoY 
2021 43 —
2022 50 +16.3%
2023 66 +32.0%
2024 95 +43.9%
2025* 18 —

* Well below Clear Lake's usual volume. That almost always means one or more departments didn't submit a full year to NFIRS, not that fires dropped, so no year-over-year change is shown for it.

03 Cause of ignition

What sparks building fires?

For the 2 building fires Clear Lake departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
75%
3
Cause undetermined
25%
1
Intentional / arson
0%
0
Equipment / heat source failure
0%
0
Under investigation
0%
0
Act of nature (lightning)
0%
0
3b Where fires start

Where do fires start in Clear Lake?

NFIRS Area of Origin (AREA_ORIG) for the 102 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Engine area, running gear, wheel area 18 17.6%
2 Open area - outside; included are farmland, field 15 14.7%
3 Undetermined 11 10.8%
4 Highway, parking lot, street: on or near 10 9.8%
5 Cooking area, kitchen 9 8.8%
6 Wall assembly 5 4.9%
7 Ceiling & floor assembly, crawl space b/t stories 4 3.9%
8 Wall surface: exterior 3 2.9%
9 Railroad right of way: on or near 3 2.9%
10 Roof surface: exterior 2 2.0%
11 All other areas 22 21.6%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Clear Lake mix.

#Heat sourceCountShare 
1 Undetermined 23 22.5%
2 Radiated, conducted heat from operating equipment 20 19.6%
3 Hot or smoldering object, other 14 13.7%
4 Hot ember or ash 9 8.8%
5 Heat from powered equipment, other 6 5.9%
6 Arcing 6 5.9%
7 Flame/torch used for lighting 6 5.9%
8 Spark, ember or flame from operating equipment 4 3.9%
9 Heat, spark from friction 4 3.9%
10 Fireworks 2 2.0%
11 All other sources 8 7.8%
04 The biggest fires

2 fires · $5K in losses

Largest single-incident property losses reported by Clear Lake departments in 2025. These 2 fires alone account for 100% of the city's annual total.

# Property loss Type Severity Status
1 $5,000 Building fires Significant Investigated
2 $50 Special outside fire, other Significant Investigated
05 How Clear Lake compares

Clear Lake vs Iowa vs the nation

Per-capita rates let us compare apples to apples. Clear Lake sits below the national average for incidents per resident.

2.36
Incidents per 1,000 residents
Clear Lake
2.36
IA avg
9.41
US avg
7.48
0.26
Building fires per 1,000 residents
Clear Lake
0.26
IA avg
1.15
US avg
0.85
0
Civilian fire deaths per million
Clear Lake
0
IA avg
7.3
US avg
5.9
5b Who gets hurt

Casualty demographics in Clear Lake

10 fire-related casualties recorded in NFIRS Module 11 across the 2021–2025 window. Age, gender, and severity are coarse-binned — no individual identification possible.

AgeCount 
0-9 0
10-19 0
20-29 1
30-39 6
40-49 2
50-59 1
60-69 0
70-79 0
80+ 0
Civilian vs firefighter
Civilian 9 FF 1
Gender
M 5 F 5 Unk 0
Severity (1=minor → 5=fatal)
9
1
1
2
0
3
0
4
0
5
5c Wildfires nearby

Wildfires within 50 mi of Clear Lake

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 3,071 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2015 Debris and open burning 750 48.0 mi
2015 Debris and open burning 500 47.3 mi
2012 Debris and open burning 200 24.2 mi
2000 Debris and open burning 177 39.7 mi
2014 Debris and open burning 150 49.3 mi
2018 Debris and open burning 150 41.1 mi
2006 Missing data/not specified/undetermined 120 21.9 mi
2009 Missing data/not specified/undetermined 85 43.0 mi
2009 Missing data/not specified/undetermined 85 46.6 mi
2012 Debris and open burning 80 29.9 mi
2011 Missing data/not specified/undetermined 80 36.7 mi
2020 Debris and open burning 65 46.2 mi
5d Top ZIPs

Where in Clear Lake do fires concentrate?

Top 2 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 50428 270
2 50438 2
5e Peer cities

Cities similar to Clear Lake

Six Iowa cities with population within ±25% of Clear Lake. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.