In 2025, fire departments serving Loveland responded to 257 fire and hazmat incidents — from cooking fires to gas leaks to a single $250K building blaze. Here's the full picture.
Gas leak (natural gas or LPG) lead by count. Building fires lead by dollars. Together the top five categories make up about 68% of all calls.
Apr peaks. Dec dips. Watch for the typical fall climb starting in October.
1,515 incidents 2021–2025. Peak year was 2024. $6.2M cumulative property loss.
| Year | Incidents | YoY | |
|---|---|---|---|
| 2021 | 292 | — | |
| 2022 | 331 | +13.4% | |
| 2023 | 296 | -10.6% | |
| 2024 | 339 | +14.5% | |
| 2025 | 257 | -24.2% |
For the 53 building fires Loveland departments responded to in 2025, here's how they were classified once investigators were finished.
NFIRS Area of Origin (AREA_ORIG) for the 253 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 39 | 15.4% | |
| 2 | Cooking area, kitchen | 33 | 13.0% | |
| 3 | Engine area, running gear, wheel area | 26 | 10.3% | |
| 4 | Outside area, other | 24 | 9.5% | |
| 5 | Open area - outside; included are farmland, field | 20 | 7.9% | |
| 6 | Other | 14 | 5.5% | |
| 7 | Bedroom - < 5 persons; included are jail or prison | 10 | 4.0% | |
| 8 | Vehicle storage area; garage, carport | 9 | 3.6% | |
| 9 | Wall surface: exterior | 7 | 2.8% | |
| 10 | Courtyard, patio, porch, terrace | 7 | 2.8% | |
| 11 | All other areas | 64 | 25.3% |
NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Loveland mix.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 102 | 40.3% | |
| 2 | Hot ember or ash | 23 | 9.1% | |
| 3 | Hot or smoldering object, other | 20 | 7.9% | |
| 4 | Heat from powered equipment, other | 17 | 6.7% | |
| 5 | Radiated, conducted heat from operating equipment | 16 | 6.3% | |
| 6 | Heat source: other | 13 | 5.1% | |
| 7 | Arcing | 10 | 4.0% | |
| 8 | Spark, ember or flame from operating equipment | 9 | 3.6% | |
| 9 | Heat from direct flame, convection currents | 6 | 2.4% | |
| 10 | Cigarette | 5 | 2.0% | |
| 11 | All other sources | 32 | 12.6% |
Largest single-incident property losses reported by Loveland departments in 2025. These 8 fires alone account for 89% of the city's annual total.
| # | Property loss | Type | Severity | Status |
|---|---|---|---|---|
| 1 | $250,000 | Building fires | Major | Investigated |
| 2 | $150,000 | Building fires | Significant | Investigated |
| 3 | $120,000 | Building fires | Significant | Investigated |
| 4 | $75,000 | Off-road vehicle or heavy equipment fire | Significant | Investigated |
| 5 | $50,000 | Building fires | Significant | Investigated |
| 6 | $50,000 | Road freight or transport vehicle fire | Significant | Investigated |
| 7 | $45,000 | Building fires | Significant | Investigated |
| 8 | $25,000 | Building fires | Significant | Investigated |
Per-capita rates let us compare apples to apples. Loveland sits above the national average for incidents per resident.
16 fire-related casualties recorded in NFIRS Module 11 across the 2021–2025 window. Age, gender, and severity are coarse-binned — no individual identification possible.
| Age | Count | |
|---|---|---|
| 0-9 | 0 | |
| 10-19 | 0 | |
| 20-29 | 0 | |
| 30-39 | 2 | |
| 40-49 | 1 | |
| 50-59 | 2 | |
| 60-69 | 4 | |
| 70-79 | 0 | |
| 80+ | 0 |
Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 731 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.
| Year | Cause | Acres | Distance | |
|---|---|---|---|---|
| 2012 | Missing data/not specified/undetermined | 125 | 32.2 mi | |
| 2002 | Missing data/not specified/undetermined | 57 | 29.8 mi | |
| 2010 | Debris and open burning | 53 | 27.9 mi | |
| 2017 | Missing data/not specified/undetermined | 45 | 48.0 mi | |
| 2004 | Debris and open burning | 45 | 39.0 mi | |
| 2014 | Missing data/not specified/undetermined | 40 | 47.3 mi | |
| 2001 | Debris and open burning | 30 | 43.3 mi | |
| 1999 | Debris and open burning | 25 | 46.3 mi | |
| 2010 | Debris and open burning | 25 | 24.3 mi | |
| 2010 | Missing data/not specified/undetermined | 25 | 36.2 mi | |
| 2003 | Missing data/not specified/undetermined | 25 | 47.3 mi | |
| 2017 | Equipment and vehicle use | 25 | 44.7 mi |
Top 5 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.
Six Ohio cities with population within ±25% of Loveland. Useful comparison targets — same state, similar size, different fire profile.
A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.
Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.