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ZIP-level NFIRS data

Fires in ZIP 45410

ZIP 45410 recorded 168 fire and hazmat incidents in 2025, 994 across 2021–2025. Primary county: Montgomery County, OH. FEMA NRI rates wildfire risk here as Moderate.

ZIP 45410 FIPS 39113 ZIP-level
Total incidents (2025)
168
994 across 5 years
Building fires
21
8 wildland
Wildfire risk
44
FEMA NRI · Moderate
Active fires
0
in Montgomery County
01 Five-year trend

Year over year in ZIP 45410

994 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 200
2022 187
2023 179
2024 260
2025 168
02 Seasonality

When do fires happen in ZIP 45410?

Mar peaks. Jan dips. Aggregated across all 5 years inside this ZIP.

Jan 57
Feb 60
Mar 106
Apr 78
May 71
Jun 97
Jul 92
Aug 99
Sep 98
Oct 92
Nov 76
Dec 68
03 Top incident types

What kinds of calls lead in ZIP 45410?

Top 5 NFIRS incident types for ZIP 45410 across 2021–2025.

#Incident typeCountShare 
1 Outside rubbish, trash or waste fire 153 15.4%
2 Power line down 136 13.7%
3 Building fires 114 11.5%
4 Gas leak (natural gas or LPG) 58 5.8%
5 Electrical wiring/equipment problem, other 51 5.1%
04 Cause of ignition

What sparks fires in ZIP 45410?

For the 21 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
22%
78
Cause undetermined
22%
77
Intentional / arson
46%
161
Equipment / heat source failure
6%
22
Under investigation
1%
2
Act of nature (lightning)
3%
6
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 45410 fires across 2021–2025.

#Area of originCountShare 
1 Open area - outside; included are farmland, field 66 18.8%
2 Outside area, other 52 14.8%
3 Undetermined 45 12.8%
4 Bedroom - < 5 persons; included are jail or prison 16 4.5%
5 Cooking area, kitchen 16 4.5%
6 Wall surface: exterior 15 4.3%
7 Operator/passenger area of transportation equip. 15 4.3%
8 Vehicle storage area; garage, carport 14 4.0%
9 All other areas 113 32.1%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 188 53.4%
2 Cigarette lighter 30 8.5%
3 Match 28 8.0%
4 Arcing 15 4.3%
5 Heat from powered equipment, other 13 3.7%
6 Hot ember or ash 11 3.1%
7 Cigarette 11 3.1%
8 Hot or smoldering object, other 8 2.3%
9 All other sources 48 13.6%
07 The biggest fires

8 fires · $398K in losses

Largest single-incident losses in ZIP 45410 across 2021–2025. These 8 fires alone account for 149% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $85,340 Building fires 2024 Significant
2 $69,980 Building fires 2025 Significant
3 $60,000 Passenger vehicle fire 2023 Significant
4 $55,000 Building fires 2024 Significant
5 $34,992 Building fires 2022 Significant
6 $31,600 Building fires 2025 Significant
7 $31,000 Passenger vehicle fire 2025 Significant
8 $30,000 Building fires 2024 Significant
08 Cities in this ZIP

Most active cities in ZIP 45410

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 45410.

#City5-yr incidents 
1 Dayton 990
2 Loveland 1
11 Current conditions

Right now in 45410

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 994 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.