ZIP 32550 recorded 106 fire and hazmat incidents in 2025, 464 across 2021–2025. Primary county: Walton County, FL. FEMA NRI rates wildfire risk here as High.
464 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 84 | |
| 2022 | 65 | |
| 2023 | 101 | |
| 2024 | 108 | |
| 2025 | 106 |
Mar peaks. Feb dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 32550 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Gas leak (natural gas or LPG) | 121 | 26.1% | |
| 2 | Electrical wiring/equipment problem, other | 39 | 8.4% | |
| 3 | Building fires | 30 | 6.5% | |
| 4 | Carbon monoxide incident | 24 | 5.2% | |
| 5 | Arcing, shorted electrical equipment | 23 | 5.0% |
For the 5 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 32550 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 13 | 13.7% | |
| 2 | Undetermined | 10 | 10.5% | |
| 3 | Engine area, running gear, wheel area | 8 | 8.4% | |
| 4 | Cooking area, kitchen | 6 | 6.3% | |
| 5 | Highway, parking lot, street: on or near | 6 | 6.3% | |
| 6 | Other | 5 | 5.3% | |
| 7 | Courtyard, patio, porch, terrace | 5 | 5.3% | |
| 8 | Bathroom, checkroom, lavatory, locker room | 4 | 4.2% | |
| 9 | All other areas | 38 | 40.0% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 41 | 43.2% | |
| 2 | Arcing | 12 | 12.6% | |
| 3 | Heat from powered equipment, other | 8 | 8.4% | |
| 4 | Hot or smoldering object, other | 6 | 6.3% | |
| 5 | Cigarette | 6 | 6.3% | |
| 6 | Spark, ember or flame from operating equipment | 4 | 4.2% | |
| 7 | Fireworks | 3 | 3.2% | |
| 8 | Lightning | 3 | 3.2% | |
| 9 | All other sources | 12 | 12.6% |
Largest single-incident losses in ZIP 32550 across 2021–2025. These 8 fires alone account for 260% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $971,876 | Building fires | 2022 | Major |
| 2 | $500,000 | Building fires | 2024 | Major |
| 3 | $500,000 | Building fires | 2025 | Major |
| 4 | $400,000 | Building fires | 2025 | Major |
| 5 | $350,000 | Building fires | 2024 | Major |
| 6 | $300,000 | Building fires | 2021 | Major |
| 7 | $300,000 | Building fires | 2022 | Major |
| 8 | $300,000 | Fire in motor home, camper, recreational vehicle | 2025 | Major |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 32550.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Miramar Beach | 446 | |
| 2 | Destin | 5 | |
| 3 | Panama City Beach | 1 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 464 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.