Home› Florida› Panama City Beach
2025 Annual Fire Report

Fires in Panama City Beach, Florida

In 2025, fire departments serving Panama City Beach responded to 186 fire and hazmat incidents — from cooking fires to gas leaks to a single $500K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade C Peak yr 2023 Bay County 18,281 residents 1 reporting departments 1,579 5-yr

Incomplete 2025 data. Panama City Beach's departments reported 186 incidents to NFIRS for 2025, against about 316 in a typical year, so 2025 figures on this page undercount. The 2021–2025 totals are the better guide.

Total incidents
186
Not comparable with 2024 (incomplete reporting)
Building fires
13
Residential 62% Other 38%
Property loss
$1.8M
$1.4M structure · $373K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Gas leak (natural gas or LPG) lead by count. Building fires lead by dollars. Together the top five categories make up about 46% of all calls.

186
Total Incidents
Gas leak (natural gas or LPG) 26 14.0%
Unauthorized burning 18 9.7%
Aircraft standby 16 8.6%
Building fires 13 7.0%
Electrical wiring/equipment problem, other 13 7.0%
All other categories 100 53.8%
02 Seasonality

When do fires happen?

Mar peaks. Dec dips. Watch for the typical fall climb starting in October.

Jan 9
Feb 19
Mar 27
Apr 16
May 24
Jun 19
Jul 18
Aug 10
Sep 11
Oct 16
Nov 17
Dec 0
Fewer
More
2b Five-year trend

Year over year in Panama City Beach

1,579 incidents 2021–2025. Peak year was 2023. $2.6M cumulative property loss. 1 civilian deaths.

YearIncidentsYoY 
2021 363 —
2022 306 -15.7%
2023 402 +31.4%
2024 322 -19.9%
2025* 186 —

* Well below Panama City Beach's usual volume. That almost always means one or more departments didn't submit a full year to NFIRS, not that fires dropped, so no year-over-year change is shown for it.

03 Cause of ignition

What sparks building fires?

For the 13 building fires Panama City Beach departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
59%
33
Cause undetermined
21%
12
Intentional / arson
2%
1
Equipment / heat source failure
11%
6
Under investigation
7%
4
Act of nature (lightning)
0%
0
3b Where fires start

Where do fires start in Panama City Beach?

NFIRS Area of Origin (AREA_ORIG) for the 632 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Outside area, other 136 21.5%
2 Undetermined 82 13.0%
3 Cooking area, kitchen 62 9.8%
4 Wildland, woods 50 7.9%
5 Other 40 6.3%
6 Engine area, running gear, wheel area 37 5.9%
7 Chute/container - trash, rubbish, waste 31 4.9%
8 Open area - outside; included are farmland, field 29 4.6%
9 Vehicle area, other 16 2.5%
10 Highway, parking lot, street: on or near 15 2.4%
11 All other areas 134 21.2%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Panama City Beach mix.

#Heat sourceCountShare 
1 Undetermined 325 51.4%
2 Arcing 43 6.8%
3 Heat from powered equipment, other 41 6.5%
4 Fireworks 34 5.4%
5 Hot ember or ash 30 4.7%
6 Hot or smoldering object, other 29 4.6%
7 Radiated, conducted heat from operating equipment 26 4.1%
8 Heat source: other 18 2.8%
9 Spark, ember or flame from operating equipment 16 2.5%
10 Heat from other open flame or smoking materials 9 1.4%
11 All other sources 61 9.7%
04 The biggest fires

8 fires · $1.4M in losses

Largest single-incident property losses reported by Panama City Beach departments in 2025. These 8 fires alone account for 96% of the city's annual total.

# Property loss Type Severity Status
1 $500,000 Building fires Major Investigated
2 $305,803 Building fires Major Investigated
3 $150,000 Building fires Significant Investigated
4 $150,000 Water vehicle fire Significant Investigated
5 $100,000 Building fires Significant Investigated
6 $100,000 Passenger vehicle fire Significant Investigated
7 $50,000 Water vehicle fire Significant Investigated
8 $15,000 Building fires Significant Investigated
05 How Panama City Beach compares

Panama City Beach vs Florida vs the nation

Per-capita rates let us compare apples to apples. Panama City Beach sits above the national average for incidents per resident.

10.17
Incidents per 1,000 residents
Panama City Beach
10.17
FL avg
5.32
US avg
7.48
0.71
Building fires per 1,000 residents
Panama City Beach
0.71
FL avg
0.42
US avg
0.85
0
Civilian fire deaths per million
Panama City Beach
0
FL avg
4.8
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Panama City Beach

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 32,622 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2018 Debris and open burning 8,080 40.0 mi
2014 Missing data/not specified/undetermined 2,800 34.7 mi
1993 Missing data/not specified/undetermined 1,848 37.2 mi
2007 Missing data/not specified/undetermined 1,800 35.7 mi
1992 Missing data/not specified/undetermined 1,200 42.6 mi
2000 Railroad operations and maintenance 1,135 31.5 mi
2002 Natural 1,100 42.4 mi
2017 Missing data/not specified/undetermined 1,050 49.8 mi
2007 Natural 1,035 16.9 mi
1998 Natural 1,000 49.5 mi
1998 Natural 1,000 11.5 mi
1997 Equipment and vehicle use 988 33.9 mi
5d Top ZIPs

Where in Panama City Beach do fires concentrate?

Top 10 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 32407 848
2 32408 413
3 32413 276
4 32409 27
5 32444 5
6 32405 3
7 32401 2
8 32404 2
9 32417 1
10 32448 1
5e Peer cities

Cities similar to Panama City Beach

Six Florida cities with population within ±25% of Panama City Beach. Useful comparison targets — same state, similar size, different fire profile.

06 First responders

Who responds in Panama City Beach?

1 departments report to NFIRS for incidents in Panama City Beach.

NORTHWEST FLORIDA BEACHES INTERNATIONAL AIRPORT
6300 West Bay PKY
FDID 2305213 paid
07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.