ZIP 45440 recorded 131 fire and hazmat incidents in 2025, 636 across 2021–2025. Primary county: Montgomery County, OH. FEMA NRI rates wildfire risk here as Moderate.
636 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 86 | |
| 2022 | 127 | |
| 2023 | 126 | |
| 2024 | 166 | |
| 2025 | 131 |
Jul peaks. Mar dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 45440 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Gas leak (natural gas or LPG) | 105 | 16.5% | |
| 2 | Power line down | 91 | 14.3% | |
| 3 | Arcing, shorted electrical equipment | 62 | 9.7% | |
| 4 | Unauthorized burning | 59 | 9.3% | |
| 5 | Building fires | 51 | 8.0% |
For the 9 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 45440 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Engine area, running gear, wheel area | 14 | 16.9% | |
| 2 | Outside area, other | 13 | 15.7% | |
| 3 | Cooking area, kitchen | 9 | 10.8% | |
| 4 | Undetermined | 6 | 7.2% | |
| 5 | Highway, parking lot, street: on or near | 5 | 6.0% | |
| 6 | Laundry area, wash house (laundry) | 4 | 4.8% | |
| 7 | Exterior balcony, unenclosed porch | 4 | 4.8% | |
| 8 | Open area - outside; included are farmland, field | 4 | 4.8% | |
| 9 | All other areas | 24 | 28.9% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 33 | 39.8% | |
| 2 | Arcing | 8 | 9.6% | |
| 3 | Heat source: other | 6 | 7.2% | |
| 4 | Hot or smoldering object, other | 6 | 7.2% | |
| 5 | Heat from powered equipment, other | 5 | 6.0% | |
| 6 | Chemical reaction | 5 | 6.0% | |
| 7 | Radiated, conducted heat from operating equipment | 4 | 4.8% | |
| 8 | Spark, ember or flame from operating equipment | 2 | 2.4% | |
| 9 | All other sources | 14 | 16.9% |
Largest single-incident losses in ZIP 45440 across 2021–2025. These 8 fires alone account for 501% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $215,000 | Building fires | 2023 | Significant |
| 2 | $215,000 | Building fires | 2023 | Significant |
| 3 | $150,000 | Building fires | 2023 | Significant |
| 4 | $115,896 | Building fires | 2025 | Significant |
| 5 | $60,000 | Building fires | 2021 | Significant |
| 6 | $60,000 | Building fires | 2022 | Significant |
| 7 | $45,000 | Building fires | 2021 | Significant |
| 8 | $44,405 | Mobile property (vehicle) fire, other | 2024 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 45440.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Kettering | 342 | |
| 2 | Dayton | 176 | |
| 3 | Beavercreek | 98 | |
| 4 | Centerville | 16 |
Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.
| County | State | Weight | |
|---|---|---|---|
| Greene County | OH | 0.50 | FIPS 39057 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 636 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.