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ZIP-level NFIRS data

Fires in ZIP 46528

ZIP 46528 recorded 79 fire and hazmat incidents in 2025, 420 across 2021–2025. Primary county: Elkhart County, IN.

ZIP 46528 FIPS 18039 ZIP-level
Total incidents (2025)
79
420 across 5 years
Building fires
21
1 wildland
Wildfire risk
33
FEMA NRI · Low
Active fires
0
in Elkhart County
01 Five-year trend

Year over year in ZIP 46528

420 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 85
2022 108
2023 85
2024 63
2025 79
02 Seasonality

When do fires happen in ZIP 46528?

Jun peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 34
Feb 19
Mar 41
Apr 27
May 45
Jun 53
Jul 38
Aug 33
Sep 29
Oct 29
Nov 40
Dec 32
03 Top incident types

What kinds of calls lead in ZIP 46528?

Top 5 NFIRS incident types for ZIP 46528 across 2021–2025.

#Incident typeCountShare 
1 Gas leak (natural gas or LPG) 68 16.2%
2 Building fires 63 15.0%
3 Carbon monoxide incident 35 8.3%
4 Outside rubbish, trash or waste fire 28 6.7%
5 Fire, other 27 6.4%
04 Cause of ignition

What sparks fires in ZIP 46528?

For the 21 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
34%
51
Cause undetermined
27%
41
Intentional / arson
22%
33
Equipment / heat source failure
7%
10
Under investigation
7%
10
Act of nature (lightning)
3%
2
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 46528 fires across 2021–2025.

#Area of originCountShare 
1 Undetermined 49 32.2%
2 Outside area, other 18 11.8%
3 Other 10 6.6%
4 Engine area, running gear, wheel area 10 6.6%
5 Open area - outside; included are farmland, field 8 5.3%
6 Cooking area, kitchen 4 2.6%
7 Processing/manufacturing area, workroom 4 2.6%
8 Chute/container - trash, rubbish, waste 4 2.6%
9 All other areas 45 29.6%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 88 57.9%
2 Hot or smoldering object, other 8 5.3%
3 Hot ember or ash 7 4.6%
4 Heat from powered equipment, other 6 3.9%
5 Arcing 6 3.9%
6 Cigarette 5 3.3%
7 Radiated, conducted heat from operating equipment 4 2.6%
8 Heat source: other 3 2.0%
9 All other sources 25 16.4%
07 The biggest fires

8 fires · $1.1M in losses

Largest single-incident losses in ZIP 46528 across 2021–2025. These 8 fires alone account for 205% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $250,000 Building fires 2021 Major
2 $200,000 Building fires 2021 Significant
3 $200,000 Building fires 2025 Significant
4 $150,000 Building fires 2025 Significant
5 $100,000 Building fires 2024 Significant
6 $100,000 Building fires 2025 Significant
7 $75,000 Building fires 2021 Significant
8 $75,000 Building fires 2024 Significant
08 Cities in this ZIP

Most active cities in ZIP 46528

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 46528.

#City5-yr incidents 
1 Goshen 420
11 Current conditions

Right now in 46528

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 420 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.