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ZIP-level NFIRS data

Fires in ZIP 49098

ZIP 49098 recorded 76 fire and hazmat incidents in 2025, 290 across 2021–2025. Primary county: Berrien County, MI.

ZIP 49098 FIPS 26021 ZIP-level
Total incidents (2025)
76
290 across 5 years
Building fires
11
7 wildland
Wildfire risk
23
FEMA NRI · Low
Active fires
0
in Berrien County
01 Five-year trend

Year over year in ZIP 49098

290 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 53
2022 60
2023 51
2024 50
2025 76
02 Seasonality

When do fires happen in ZIP 49098?

Jun peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 16
Feb 11
Mar 27
Apr 32
May 25
Jun 49
Jul 23
Aug 14
Sep 22
Oct 26
Nov 28
Dec 17
03 Top incident types

What kinds of calls lead in ZIP 49098?

Top 5 NFIRS incident types for ZIP 49098 across 2021–2025.

#Incident typeCountShare 
1 Building fires 65 22.4%
2 Power line down 60 20.7%
3 Gas leak (natural gas or LPG) 24 8.3%
4 Passenger vehicle fire 20 6.9%
5 Electrical wiring/equipment problem, other 14 4.8%
04 Cause of ignition

What sparks fires in ZIP 49098?

For the 11 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
48%
48
Cause undetermined
11%
11
Intentional / arson
20%
20
Equipment / heat source failure
10%
10
Under investigation
12%
12
Act of nature (lightning)
-1%
0
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 49098 fires across 2021–2025.

#Area of originCountShare 
1 Outside area, other 27 26.7%
2 Undetermined 18 17.8%
3 Open area - outside; included are farmland, field 6 5.9%
4 Cooking area, kitchen 5 5.0%
5 Storage area, other 5 5.0%
6 Engine area, running gear, wheel area 5 5.0%
7 Vehicle area, other 4 4.0%
8 Exterior balcony, unenclosed porch 3 3.0%
9 All other areas 28 27.7%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 55 54.5%
2 Heat source: other 8 7.9%
3 Cigarette lighter 8 7.9%
4 Heat from powered equipment, other 7 6.9%
5 Hot or smoldering object, other 5 5.0%
6 Radiated, conducted heat from operating equipment 4 4.0%
7 Hot ember or ash 4 4.0%
8 Spark, ember or flame from operating equipment 2 2.0%
9 All other sources 8 7.9%
07 The biggest fires

8 fires · $259K in losses

Largest single-incident losses in ZIP 49098 across 2021–2025. These 8 fires alone account for 378% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $100,000 Building fires 2024 Significant
2 $50,000 Building fires 2024 Significant
3 $50,000 Building fires 2025 Significant
4 $22,000 Passenger vehicle fire 2024 Significant
5 $12,000 Building fires 2022 Significant
6 $10,000 Fire in mobile home used as fixed residence 2023 Significant
7 $10,000 Mobile property (vehicle) fire, other 2023 Significant
8 $5,000 Building fires 2023 Significant
08 Cities in this ZIP

Most active cities in ZIP 49098

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 49098.

#City5-yr incidents 
1 Watervliet 266
2 Benton Harbor 4
11 Current conditions

Right now in 49098

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 290 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.