ZIP 49431 recorded 162 fire and hazmat incidents in 2025, 867 across 2021–2025. Primary county: Mason County, MI. FEMA NRI rates wildfire risk here as Moderate.
867 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 200 | |
| 2022 | 139 | |
| 2023 | 163 | |
| 2024 | 203 | |
| 2025 | 162 |
Aug peaks. Jan dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 49431 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Power line down | 304 | 35.1% | |
| 2 | Building fires | 134 | 15.5% | |
| 3 | Authorized controlled burning | 70 | 8.1% | |
| 4 | Gas leak (natural gas or LPG) | 59 | 6.8% | |
| 5 | Carbon monoxide incident | 42 | 4.8% |
For the 34 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 49431 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 27 | 18.4% | |
| 2 | Engine area, running gear, wheel area | 22 | 15.0% | |
| 3 | Cooking area, kitchen | 17 | 11.6% | |
| 4 | Other | 11 | 7.5% | |
| 5 | Open area - outside; included are farmland, field | 11 | 7.5% | |
| 6 | Wall surface: exterior | 8 | 5.4% | |
| 7 | Outside area, other | 8 | 5.4% | |
| 8 | Vehicle storage area; garage, carport | 7 | 4.8% | |
| 9 | All other areas | 36 | 24.5% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 72 | 49.0% | |
| 2 | Heat source: other | 13 | 8.8% | |
| 3 | Heat from powered equipment, other | 11 | 7.5% | |
| 4 | Arcing | 9 | 6.1% | |
| 5 | Hot or smoldering object, other | 7 | 4.8% | |
| 6 | Radiated heat from another fire | 6 | 4.1% | |
| 7 | Spark, ember or flame from operating equipment | 5 | 3.4% | |
| 8 | Match | 5 | 3.4% | |
| 9 | All other sources | 19 | 12.9% |
Largest single-incident losses in ZIP 49431 across 2021–2025. These 8 fires alone account for 396% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $300,000 | Building fires | 2023 | Major |
| 2 | $250,000 | Building fires | 2023 | Major |
| 3 | $200,000 | Building fires | 2023 | Significant |
| 4 | $200,000 | Building fires | 2024 | Significant |
| 5 | $200,000 | Building fires | 2025 | Significant |
| 6 | $80,000 | Building fires | 2024 | Significant |
| 7 | $75,000 | Building fires | 2025 | Significant |
| 8 | $60,000 | Building fires | 2023 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 49431.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Ludington | 650 | |
| 2 | Scottville | 5 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 867 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.