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2025 Annual Fire Report

Fires in Osceola, Indiana

In 2025, fire departments serving Osceola responded to 101 fire and hazmat incidents — from cooking fires to gas leaks to a single $350K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade C Peak yr 2021 St. Joseph County 2,589 residents 0 reporting departments 491 5-yr
Total incidents
101
-3.8% vs 2024
Building fires
37
Residential 65% Other 35%
Property loss
$1.1M
$878K structure · $251K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Building fires lead by count. Building fires lead by dollars. Together the top five categories make up about 75% of all calls.

101
Total Incidents
Building fires 37 36.6%
Gas leak (natural gas or LPG) 16 15.8%
Power line down 10 9.9%
Unauthorized burning 7 6.9%
Electrical wiring/equipment problem, other 6 5.9%
All other categories 25 24.8%
02 Seasonality

When do fires happen?

Mar peaks. Sep dips. Watch for the typical fall climb starting in October.

Jan 6
Feb 4
Mar 15
Apr 14
May 4
Jun 15
Jul 5
Aug 15
Sep 0
Oct 4
Nov 14
Dec 5
Fewer
More
2b Five-year trend

Year over year in Osceola

491 incidents 2021–2025. Peak year was 2021. $1.7M cumulative property loss.

YearIncidentsYoY 
2021 122 —
2022 82 -32.8%
2023 81 -1.2%
2024 105 +29.6%
2025 101 -3.8%
03 Cause of ignition

What sparks building fires?

For the 37 building fires Osceola departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
57%
12
Cause undetermined
5%
1
Intentional / arson
14%
3
Equipment / heat source failure
5%
1
Under investigation
19%
4
Act of nature (lightning)
0%
0
3b Where fires start

Where do fires start in Osceola?

NFIRS Area of Origin (AREA_ORIG) for the 126 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Undetermined 30 23.8%
2 Outside area, other 24 19.0%
3 Cooking area, kitchen 8 6.3%
4 Wall surface: exterior 8 6.3%
5 Open area - outside; included are farmland, field 7 5.6%
6 Other 6 4.8%
7 Engine area, running gear, wheel area 5 4.0%
8 Bedroom - < 5 persons; included are jail or prison 4 3.2%
9 Chute/container - trash, rubbish, waste 3 2.4%
10 Ceiling & floor assembly, crawl space b/t stories 3 2.4%
11 All other areas 28 22.2%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Osceola mix.

#Heat sourceCountShare 
1 Undetermined 80 63.5%
2 Arcing 7 5.6%
3 Radiated, conducted heat from operating equipment 6 4.8%
4 Hot ember or ash 4 3.2%
5 Cigarette lighter 4 3.2%
6 Heat source: other 3 2.4%
7 Spark, ember or flame from operating equipment 3 2.4%
8 Flying brand, ember, spark 3 2.4%
9 Heat from powered equipment, other 2 1.6%
10 Hot or smoldering object, other 2 1.6%
11 All other sources 12 9.5%
04 The biggest fires

8 fires · $870K in losses

Largest single-incident property losses reported by Osceola departments in 2025. These 8 fires alone account for 99% of the city's annual total.

# Property loss Type Severity Status
1 $350,000 Building fires Major Investigated
2 $150,000 Building fires Significant Investigated
3 $100,000 Building fires Significant Investigated
4 $100,000 Building fires Significant Investigated
5 $100,000 Building fires Significant Investigated
6 $50,000 Building fires Significant Investigated
7 $10,000 Passenger vehicle fire Significant Investigated
8 $10,000 Building fires Significant Investigated
05 How Osceola compares

Osceola vs Indiana vs the nation

Per-capita rates let us compare apples to apples. Osceola sits above the national average for incidents per resident.

39.01
Incidents per 1,000 residents
Osceola
39.01
IN avg
8.62
US avg
7.48
14.29
Building fires per 1,000 residents
Osceola
14.29
IN avg
1.27
US avg
0.85
0
Civilian fire deaths per million
Osceola
0
IN avg
4.4
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Osceola

Top 5 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 68 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
1996 Debris and open burning 16 47.0 mi
2002 Missing data/not specified/undetermined 15 26.2 mi
2018 Equipment and vehicle use 15 24.2 mi
2017 Arson/incendiarism 12 18.3 mi
2019 Equipment and vehicle use 10 44.3 mi
5d Top ZIPs

Where in Osceola do fires concentrate?

Top 2 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 46561 490
2 46514 1
5e Peer cities

Cities similar to Osceola

Six Indiana cities with population within ±25% of Osceola. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.