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2025 Annual Fire Report

Fires in Panama City, Florida

In 2025, fire departments serving Panama City responded to 233 fire and hazmat incidents — from cooking fires to gas leaks to a single $250K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade B- Peak yr 2024 Bay County 34,254 residents 2 reporting departments 1,922 5-yr
Total incidents
233
-47.4% vs 2024
Building fires
28
Residential 64% Other 36%
Property loss
$1.5M
$1.1M structure · $396K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Building fires lead by count. Building fires lead by dollars. Together the top five categories make up about 45% of all calls.

233
Total Incidents
Building fires 28 12.0%
Aircraft standby 26 11.2%
Unauthorized burning 23 9.9%
Brush, or brush and grass mixture fire 17 7.3%
Trash or rubbish fire, contained 11 4.7%
All other categories 128 54.9%
02 Seasonality

When do fires happen?

Apr peaks. Dec dips. Watch for the typical fall climb starting in October.

Jan 21
Feb 25
Mar 28
Apr 29
May 24
Jun 10
Jul 18
Aug 16
Sep 13
Oct 27
Nov 19
Dec 3
Fewer
More
2b Five-year trend

Year over year in Panama City

1,922 incidents 2021–2025. Peak year was 2024. $10.3M cumulative property loss. 2 civilian deaths.

YearIncidentsYoY 
2021 436 —
2022 409 -6.2%
2023 401 -2.0%
2024 443 +10.5%
2025 233 -47.4%
03 Cause of ignition

What sparks building fires?

For the 28 building fires Panama City departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
46%
42
Cause undetermined
24%
22
Intentional / arson
11%
10
Equipment / heat source failure
12%
11
Under investigation
5%
5
Act of nature (lightning)
2%
2
3b Where fires start

Where do fires start in Panama City?

NFIRS Area of Origin (AREA_ORIG) for the 735 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Outside area, other 126 17.1%
2 Engine area, running gear, wheel area 79 10.7%
3 Cooking area, kitchen 75 10.2%
4 Undetermined 70 9.5%
5 Wildland, woods 50 6.8%
6 Open area - outside; included are farmland, field 36 4.9%
7 Highway, parking lot, street: on or near 28 3.8%
8 Chute/container - trash, rubbish, waste 26 3.5%
9 Other 25 3.4%
10 Vehicle area, other 22 3.0%
11 All other areas 198 26.9%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Panama City mix.

#Heat sourceCountShare 
1 Undetermined 345 46.9%
2 Arcing 61 8.3%
3 Heat from powered equipment, other 55 7.5%
4 Radiated, conducted heat from operating equipment 51 6.9%
5 Hot ember or ash 39 5.3%
6 Cigarette 31 4.2%
7 Heat source: other 20 2.7%
8 Cigarette lighter 17 2.3%
9 Spark, ember or flame from operating equipment 15 2.0%
10 Hot or smoldering object, other 15 2.0%
11 All other sources 86 11.7%
04 The biggest fires

8 fires · $995K in losses

Largest single-incident property losses reported by Panama City departments in 2025. These 8 fires alone account for 92% of the city's annual total.

# Property loss Type Severity Status
1 $250,000 Building fires Major Investigated
2 $198,000 Building fires Significant Investigated
3 $150,000 Building fires Significant Investigated
4 $150,000 Road freight or transport vehicle fire Significant Investigated
5 $100,000 Outside storage fire Significant Investigated
6 $60,000 Building fires Significant Investigated
7 $50,000 Fires in structures other than in a building Significant Investigated
8 $37,000 Road freight or transport vehicle fire Significant Investigated
05 How Panama City compares

Panama City vs Florida vs the nation

Per-capita rates let us compare apples to apples. Panama City sits below the national average for incidents per resident.

6.8
Incidents per 1,000 residents
Panama City
6.8
FL avg
5.32
US avg
7.48
0.82
Building fires per 1,000 residents
Panama City
0.82
FL avg
0.42
US avg
0.85
0
Civilian fire deaths per million
Panama City
0
FL avg
4.8
US avg
5.9
5b Who gets hurt

Casualty demographics in Panama City

11 fire-related casualties recorded in NFIRS Module 11 across the 2021–2025 window. Age, gender, and severity are coarse-binned — no individual identification possible.

AgeCount 
0-9 0
10-19 0
20-29 2
30-39 0
40-49 2
50-59 2
60-69 2
70-79 1
80+ 2
Civilian vs firefighter
Civilian 7 FF 4
Gender
M 10 F 1 Unk 0
Severity (1=minor → 5=fatal)
4
1
3
2
1
3
1
4
2
5
5c Wildfires nearby

Wildfires within 50 mi of Panama City

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 63,055 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2018 Debris and open burning 8,080 24.7 mi
2020 Missing data/not specified/undetermined 7,498 43.4 mi
1992 Arson/incendiarism 7,400 36.6 mi
2005 Arson/incendiarism 4,384 36.9 mi
2000 Debris and open burning 3,000 44.8 mi
2001 Arson/incendiarism 2,983 43.6 mi
2014 Missing data/not specified/undetermined 2,800 48.2 mi
2012 Missing data/not specified/undetermined 2,614 36.1 mi
2000 Arson/incendiarism 2,367 39.3 mi
2008 Missing data/not specified/undetermined 2,073 42.2 mi
1993 Missing data/not specified/undetermined 1,848 22.2 mi
2007 Missing data/not specified/undetermined 1,800 49.9 mi
5d Top ZIPs

Where in Panama City do fires concentrate?

Top 10 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 32401 1,255
2 32405 230
3 32404 206
4 32409 173
5 32408 23
6 32407 11
7 32413 7
8 32466 5
9 32438 3
10 32461 3
5e Peer cities

Cities similar to Panama City

Six Florida cities with population within ±25% of Panama City. Useful comparison targets — same state, similar size, different fire profile.

06 First responders

Who responds in Panama City?

2 departments report to NFIRS for incidents in Panama City.

PANAMA CITY BEACH FIRE RESCUE
17121 Panama City Beach PKWY
FDID 23012100 paid
Panama City Fire Dept
600 E Bus Hwy 98
FDID 2303285 paid
07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.