ZIP 32407 recorded 61 fire and hazmat incidents in 2025, 907 across 2021–2025. Primary county: Bay County, FL. FEMA NRI rates wildfire risk here as High.
907 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 233 | |
| 2022 | 172 | |
| 2023 | 253 | |
| 2024 | 188 | |
| 2025 | 61 |
Jul peaks. Dec dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 32407 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Gas leak (natural gas or LPG) | 130 | 14.3% | |
| 2 | Building fires | 102 | 11.2% | |
| 3 | Trash or rubbish fire, contained | 55 | 6.1% | |
| 4 | Unauthorized burning | 55 | 6.1% | |
| 5 | Power line down | 52 | 5.7% |
For the 7 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 32407 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 83 | 21.6% | |
| 2 | Cooking area, kitchen | 41 | 10.6% | |
| 3 | Undetermined | 38 | 9.9% | |
| 4 | Wildland, woods | 33 | 8.6% | |
| 5 | Other | 30 | 7.8% | |
| 6 | Engine area, running gear, wheel area | 25 | 6.5% | |
| 7 | Chute/container - trash, rubbish, waste | 24 | 6.2% | |
| 8 | Open area - outside; included are farmland, field | 17 | 4.4% | |
| 9 | All other areas | 94 | 24.4% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 199 | 51.7% | |
| 2 | Heat from powered equipment, other | 32 | 8.3% | |
| 3 | Fireworks | 27 | 7.0% | |
| 4 | Hot or smoldering object, other | 20 | 5.2% | |
| 5 | Arcing | 16 | 4.2% | |
| 6 | Hot ember or ash | 16 | 4.2% | |
| 7 | Radiated, conducted heat from operating equipment | 14 | 3.6% | |
| 8 | Heat source: other | 13 | 3.4% | |
| 9 | All other sources | 48 | 12.5% |
Largest single-incident losses in ZIP 32407 across 2021–2025. These 8 fires alone account for 190% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $500,000 | Building fires | 2025 | Major |
| 2 | $475,000 | Building fires | 2023 | Major |
| 3 | $250,000 | Building fires | 2025 | Major |
| 4 | $200,000 | Building fires | 2024 | Significant |
| 5 | $5,000 | Fire in portable building, fixed location | 2021 | Significant |
| 6 | $5,000 | Cooking fire, confined to container | 2025 | Significant |
| 7 | $2,000 | Building fires | 2021 | Significant |
| 8 | $2,000 | Building fires | 2025 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 32407.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Panama City Beach | 848 | |
| 2 | Panama City | 11 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 907 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.