ZIP 32401 recorded 63 fire and hazmat incidents in 2025, 1,654 across 2021–2025. Primary county: Bay County, FL. FEMA NRI rates wildfire risk here as High.
1,654 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 446 | |
| 2022 | 424 | |
| 2023 | 337 | |
| 2024 | 384 | |
| 2025 | 63 |
Mar peaks. Oct dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 32401 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Unauthorized burning | 299 | 18.1% | |
| 2 | Building fires | 193 | 11.7% | |
| 3 | Gas leak (natural gas or LPG) | 136 | 8.2% | |
| 4 | Power line down | 116 | 7.0% | |
| 5 | Passenger vehicle fire | 98 | 5.9% |
For the 13 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 32401 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 116 | 18.6% | |
| 2 | Cooking area, kitchen | 67 | 10.8% | |
| 3 | Undetermined | 59 | 9.5% | |
| 4 | Engine area, running gear, wheel area | 56 | 9.0% | |
| 5 | Wildland, woods | 32 | 5.1% | |
| 6 | Other | 29 | 4.7% | |
| 7 | Highway, parking lot, street: on or near | 26 | 4.2% | |
| 8 | Bedroom - < 5 persons; included are jail or prison | 23 | 3.7% | |
| 9 | All other areas | 214 | 34.4% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 318 | 51.1% | |
| 2 | Heat from powered equipment, other | 47 | 7.6% | |
| 3 | Arcing | 45 | 7.2% | |
| 4 | Radiated, conducted heat from operating equipment | 44 | 7.1% | |
| 5 | Cigarette | 24 | 3.9% | |
| 6 | Heat source: other | 21 | 3.4% | |
| 7 | Hot ember or ash | 21 | 3.4% | |
| 8 | Cigarette lighter | 19 | 3.1% | |
| 9 | All other sources | 83 | 13.3% |
Largest single-incident losses in ZIP 32401 across 2021–2025. These 8 fires alone account for 4799% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $1,000,000 | Forest, woods or wildland fire | 2022 | Major |
| 2 | $1,000,000 | Forest, woods or wildland fire | 2022 | Major |
| 3 | $700,000 | Fire, other | 2024 | Major |
| 4 | $500,000 | Fires in structures other than in a building | 2024 | Major |
| 5 | $500,000 | Fires in structures other than in a building | 2024 | Major |
| 6 | $370,000 | Building fires | 2023 | Major |
| 7 | $334,000 | Building fires | 2023 | Major |
| 8 | $155,000 | Building fires | 2023 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 32401.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Panama City | 1,255 | |
| 2 | Springfield | 235 | |
| 3 | Callaway | 14 | |
| 4 | Cedar Grove | 6 | |
| 5 | Panama City Beach | 2 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 1,654 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.