ZIP 32411 is served primarily by Bay County, FL — including Panama City. ZIP-level data is sparse — showing the Bay County aggregate. FEMA NRI rates wildfire risk here as High.
Mar peaks. Dec dips. ZIP-level seasonality is sparse — this is the county aggregate.
Top 5 NFIRS incident types — county-level breakdown.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Unauthorized burning | 74 | 11.1% | |
| 2 | Building fires | 72 | 10.8% | |
| 3 | Gas leak (natural gas or LPG) | 49 | 7.4% | |
| 4 | Aircraft standby | 44 | 6.6% | |
| 5 | Brush, or brush and grass mixture fire | 34 | 5.1% |
13 cities sit in Bay County. Click for the per-city NFIRS profile.
| # | City | Population | 2025 incidents | Building fires | Grade |
|---|---|---|---|---|---|
| 1 | Panama City | 34,254 | 233 | 28 | B- |
| 2 | Lynn Haven | 19,421 | 56 | 5 | A |
| 3 | Panama City Beach | 18,281 | 186 | 13 | C |
| 4 | Upper Grand Lagoon | 17,062 | 0 | 0 | A+ |
| 5 | Callaway | 13,455 | 18 | 2 | A- |
| 6 | Springfield | 8,295 | 28 | 4 | B |
| 7 | Lower Grand Lagoon | 4,733 | 0 | 0 | — |
| 8 | Parker | 4,309 | 2 | 1 | A |
| 9 | Laguna Beach | 4,194 | 1 | 0 | A+ |
| 10 | Cedar Grove | 3,019 | 0 | 0 | A+ |
| 11 | Pretty Bayou | 2,469 | 0 | 0 | — |
| 12 | Mexico Beach | 1,054 | 5 | 0 | C+ |
| 13 | Tyndall AFB | 746 | 0 | 0 | — |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
This ZIP doesn't have enough NFIRS coverage on its own (under 10 reported incidents across 2021–2025) to publish ZIP-level statistics, so we're showing the Bay County aggregate above. NFIRS reporting is voluntary and many rural ZIPs roll up to broader county totals. The ZIP-to-county mapping uses SimpleMaps' uscities.zips dataset.