ZIP 32444 recorded 65 fire and hazmat incidents in 2025, 453 across 2021–2025. Primary county: Bay County, FL. FEMA NRI rates wildfire risk here as High.
453 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 93 | |
| 2022 | 103 | |
| 2023 | 110 | |
| 2024 | 82 | |
| 2025 | 65 |
Mar peaks. Nov dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 32444 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Unauthorized burning | 75 | 16.6% | |
| 2 | Building fires | 42 | 9.3% | |
| 3 | Gas leak (natural gas or LPG) | 39 | 8.6% | |
| 4 | Electrical wiring/equipment problem, other | 36 | 7.9% | |
| 5 | Passenger vehicle fire | 27 | 6.0% |
For the 5 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 32444 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 40 | 25.3% | |
| 2 | Cooking area, kitchen | 30 | 19.0% | |
| 3 | Engine area, running gear, wheel area | 19 | 12.0% | |
| 4 | Chute/container - trash, rubbish, waste | 12 | 7.6% | |
| 5 | Highway, parking lot, street: on or near | 8 | 5.1% | |
| 6 | Attic: vacant, crawl space above top story, cupola | 5 | 3.2% | |
| 7 | Vehicle area, other | 5 | 3.2% | |
| 8 | Common room, den, family room, living room, lounge | 3 | 1.9% | |
| 9 | All other areas | 36 | 22.8% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 49 | 31.0% | |
| 2 | Arcing | 19 | 12.0% | |
| 3 | Cigarette | 19 | 12.0% | |
| 4 | Heat from powered equipment, other | 18 | 11.4% | |
| 5 | Radiated, conducted heat from operating equipment | 17 | 10.8% | |
| 6 | Lightning | 10 | 6.3% | |
| 7 | Fireworks | 6 | 3.8% | |
| 8 | Hot ember or ash | 5 | 3.2% | |
| 9 | All other sources | 15 | 9.5% |
Largest single-incident losses in ZIP 32444 across 2021–2025. These 8 fires alone account for 262% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $400,000 | Building fires | 2025 | Major |
| 2 | $376,143 | Building fires | 2024 | Major |
| 3 | $200,000 | Building fires | 2024 | Significant |
| 4 | $60,000 | Building fires | 2021 | Significant |
| 5 | $60,000 | Building fires | 2023 | Significant |
| 6 | $50,000 | Building fires | 2021 | Significant |
| 7 | $50,000 | Building fires | 2023 | Significant |
| 8 | $35,000 | Building fires | 2023 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 32444.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Lynn Haven | 434 | |
| 2 | Panama City Beach | 5 | |
| 3 | Panama City | 2 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 453 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.