ZIP 38574 recorded 61 fire and hazmat incidents in 2025, 436 across 2021–2025. Primary county: Cumberland County, TN. FEMA NRI rates wildfire risk here as High.
436 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 61 | |
| 2022 | 102 | |
| 2023 | 119 | |
| 2024 | 93 | |
| 2025 | 61 |
Mar peaks. Aug dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 38574 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Building fires | 63 | 14.4% | |
| 2 | Vehicle accident, general cleanup | 55 | 12.6% | |
| 3 | Brush, or brush and grass mixture fire | 48 | 11.0% | |
| 4 | Gas leak (natural gas or LPG) | 30 | 6.9% | |
| 5 | Passenger vehicle fire | 29 | 6.7% |
For the 7 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 38574 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 37 | 19.3% | |
| 2 | Undetermined | 26 | 13.5% | |
| 3 | Engine area, running gear, wheel area | 23 | 12.0% | |
| 4 | Open area - outside; included are farmland, field | 17 | 8.9% | |
| 5 | Wildland, woods | 13 | 6.8% | |
| 6 | Storage area, other | 6 | 3.1% | |
| 7 | Operator/passenger area of transportation equip. | 6 | 3.1% | |
| 8 | Cooking area, kitchen | 5 | 2.6% | |
| 9 | All other areas | 59 | 30.7% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 75 | 39.1% | |
| 2 | Flying brand, ember, spark | 20 | 10.4% | |
| 3 | Hot ember or ash | 18 | 9.4% | |
| 4 | Arcing | 11 | 5.7% | |
| 5 | Heat from powered equipment, other | 9 | 4.7% | |
| 6 | Heat, spark from friction | 9 | 4.7% | |
| 7 | Radiated, conducted heat from operating equipment | 7 | 3.6% | |
| 8 | Heat source: other | 5 | 2.6% | |
| 9 | All other sources | 38 | 19.8% |
Largest single-incident losses in ZIP 38574 across 2021–2025. These 8 fires alone account for 452% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $175,000 | Building fires | 2024 | Significant |
| 2 | $125,000 | Building fires | 2024 | Significant |
| 3 | $110,000 | Building fires | 2023 | Significant |
| 4 | $100,000 | Vehicle accident, general cleanup | 2023 | Significant |
| 5 | $100,000 | Building fires | 2023 | Significant |
| 6 | $85,000 | Building fires | 2022 | Significant |
| 7 | $80,000 | Building fires | 2022 | Significant |
| 8 | $75,000 | Building fires | 2025 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 38574.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Monterey | 415 | |
| 2 | Livingston | 1 | |
| 3 | Rockwood | 1 |
Some ZIPs span multiple counties. The primary above is the largest by population weight; secondary counties are below.
| County | State | Weight | |
|---|---|---|---|
| Overton County | TN | 1.00 | FIPS 47133 |
| Putnam County | TN | 1.00 | FIPS 47141 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 436 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.