Home› Tennessee› Monterey
2025 Annual Fire Report

Fires in Monterey, Tennessee

In 2025, fire departments serving Monterey responded to 60 fire and hazmat incidents — from cooking fires to gas leaks to a single $75K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade C- Peak yr 2023 Putnam County 2,751 residents 3 reporting departments 425 5-yr
Total incidents
60
-31.8% vs 2024
Building fires
7
Residential 57% Other 43%
Property loss
$460K
$188K structure · $272K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Brush, or brush and grass mixture fire lead by count. Building fires lead by dollars. Together the top five categories make up about 53% of all calls.

60
Total Incidents
Brush, or brush and grass mixture fire 8 13.3%
Vehicle accident, general cleanup 8 13.3%
Building fires 7 11.7%
Aircraft standby 6 10.0%
Passenger vehicle fire 3 5.0%
All other categories 28 46.7%
02 Seasonality

When do fires happen?

Mar peaks. Nov dips. Watch for the typical fall climb starting in October.

Jan 6
Feb 7
Mar 22
Apr 2
May 4
Jun 4
Jul 4
Aug 2
Sep 5
Oct 2
Nov 1
Dec 1
Fewer
More
2b Five-year trend

Year over year in Monterey

425 incidents 2021–2025. Peak year was 2023. $1.4M cumulative property loss. 1 civilian deaths.

YearIncidentsYoY 
2021 59 —
2022 102 +72.9%
2023 116 +13.7%
2024 88 -24.1%
2025 60 -31.8%
03 Cause of ignition

What sparks building fires?

For the 7 building fires Monterey departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
56%
14
Cause undetermined
8%
2
Intentional / arson
12%
3
Equipment / heat source failure
12%
3
Under investigation
4%
1
Act of nature (lightning)
8%
2
3b Where fires start

Where do fires start in Monterey?

NFIRS Area of Origin (AREA_ORIG) for the 191 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Outside area, other 37 19.4%
2 Engine area, running gear, wheel area 24 12.6%
3 Undetermined 24 12.6%
4 Open area - outside; included are farmland, field 17 8.9%
5 Wildland, woods 14 7.3%
6 Operator/passenger area of transportation equip. 6 3.1%
7 Cooking area, kitchen 5 2.6%
8 Storage area, other 5 2.6%
9 Structural area, other 5 2.6%
10 Other 4 2.1%
11 All other areas 50 26.2%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Monterey mix.

#Heat sourceCountShare 
1 Undetermined 76 39.8%
2 Flying brand, ember, spark 20 10.5%
3 Hot ember or ash 18 9.4%
4 Arcing 10 5.2%
5 Heat from powered equipment, other 9 4.7%
6 Heat, spark from friction 9 4.7%
7 Radiated, conducted heat from operating equipment 7 3.7%
8 Heat source: other 5 2.6%
9 Cigarette lighter 5 2.6%
10 Hot or smoldering object, other 4 2.1%
11 All other sources 28 14.7%
04 The biggest fires

8 fires · $187K in losses

Largest single-incident property losses reported by Monterey departments in 2025. These 8 fires alone account for 99% of the city's annual total.

# Property loss Type Severity Status
1 $75,000 Building fires Significant Investigated
2 $50,000 Fire in mobile home used as fixed residence Significant Investigated
3 $40,000 Building fires Significant Investigated
4 $10,000 Vehicle accident, general cleanup Significant Investigated
5 $6,000 Building fires Significant Investigated
6 $3,000 Passenger vehicle fire Significant Investigated
7 $2,000 Passenger vehicle fire Significant Investigated
8 $1,200 Building fires Significant Investigated
05 How Monterey compares

Monterey vs Tennessee vs the nation

Per-capita rates let us compare apples to apples. Monterey sits above the national average for incidents per resident.

21.81
Incidents per 1,000 residents
Monterey
21.81
TN avg
11.06
US avg
7.48
2.54
Building fires per 1,000 residents
Monterey
2.54
TN avg
1.37
US avg
0.85
0
Civilian fire deaths per million
Monterey
0
TN avg
15
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Monterey

Top 25 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 44,222 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2001 Arson/incendiarism 4,646 17.4 mi
2000 Arson/incendiarism 3,450 36.5 mi
2000 Arson/incendiarism 3,398 33.5 mi
2000 Arson/incendiarism 2,925 25.7 mi
2000 Arson/incendiarism 2,784 37.5 mi
1999 Arson/incendiarism 2,480 39.4 mi
2001 Arson/incendiarism 2,214 10.4 mi
2001 Arson/incendiarism 2,080 48.2 mi
2016 Missing data/not specified/undetermined 2,018 37.3 mi
2005 Arson/incendiarism 2,000 26.8 mi
2000 Railroad operations and maintenance 1,610 35.5 mi
2000 Arson/incendiarism 1,536 41.2 mi
5d Top ZIPs

Where in Monterey do fires concentrate?

Top 4 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 38574 415
2 38571 6
3 38555 3
4 38554 1
5e Peer cities

Cities similar to Monterey

Six Tennessee cities with population within ±25% of Monterey. Useful comparison targets — same state, similar size, different fire profile.

06 First responders

Who responds in Monterey?

3 departments report to NFIRS for incidents in Monterey.

Muddy Pond Volunteer Fire Department
3234 Muddy Pond RD
FDID 67811Volunteer
Monterey Volunteer Fire Department
401 Elmore ST
FDID 71141Volunteer
Dry Hollow Volunteer Fire Department
455 Cedar Chapel RD
FDID 67881Volunteer
07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.