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ZIP-level NFIRS data

Fires in ZIP 46628

ZIP 46628 recorded 180 fire and hazmat incidents in 2025, 949 across 2021–2025. Primary county: St. Joseph County, IN.

ZIP 46628 FIPS 18141 ZIP-level
Total incidents (2025)
180
949 across 5 years
Building fires
12
9 wildland
Wildfire risk
22
FEMA NRI · Low
Active fires
0
in St. Joseph County
01 Five-year trend

Year over year in ZIP 46628

949 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 209
2022 213
2023 165
2024 182
2025 180
02 Seasonality

When do fires happen in ZIP 46628?

Jul peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 67
Feb 51
Mar 61
Apr 66
May 69
Jun 107
Jul 108
Aug 94
Sep 64
Oct 90
Nov 92
Dec 80
03 Top incident types

What kinds of calls lead in ZIP 46628?

Top 5 NFIRS incident types for ZIP 46628 across 2021–2025.

#Incident typeCountShare 
1 Gas leak (natural gas or LPG) 166 17.5%
2 Power line down 153 16.1%
3 Outside rubbish, trash or waste fire 102 10.7%
4 Passenger vehicle fire 90 9.5%
5 Carbon monoxide incident 83 8.7%
04 Cause of ignition

What sparks fires in ZIP 46628?

For the 12 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
32%
76
Cause undetermined
24%
58
Intentional / arson
21%
50
Equipment / heat source failure
10%
24
Under investigation
8%
19
Act of nature (lightning)
5%
2
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 46628 fires across 2021–2025.

#Area of originCountShare 
1 Undetermined 65 27.4%
2 Engine area, running gear, wheel area 41 17.3%
3 Open area - outside; included are farmland, field 39 16.5%
4 Operator/passenger area of transportation equip. 12 5.1%
5 Outside area, other 10 4.2%
6 Wildland, woods 7 3.0%
7 Chute/container - trash, rubbish, waste 6 2.5%
8 Exterior, exposed surface 6 2.5%
9 All other areas 51 21.5%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 135 57.0%
2 Heat from powered equipment, other 11 4.6%
3 Hot or smoldering object, other 10 4.2%
4 Hot ember or ash 8 3.4%
5 Match 8 3.4%
6 Radiated, conducted heat from operating equipment 7 3.0%
7 Arcing 7 3.0%
8 Heat from other open flame or smoking materials 6 2.5%
9 All other sources 45 19.0%
07 The biggest fires

8 fires · $610K in losses

Largest single-incident losses in ZIP 46628 across 2021–2025. These 8 fires alone account for 184% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $200,000 Off-road vehicle or heavy equipment fire 2022 Significant
2 $100,000 Building fires 2025 Significant
3 $65,000 Brush, or brush and grass mixture fire 2022 Significant
4 $50,000 Building fires 2022 Significant
5 $50,000 Passenger vehicle fire 2022 Significant
6 $50,000 Building fires 2024 Significant
7 $50,000 Building fires 2025 Significant
8 $45,000 Building fires 2023 Significant
08 Cities in this ZIP

Most active cities in ZIP 46628

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 46628.

#City5-yr incidents 
1 South Bend 865
2 Mishawaka 1
3 Roseland 1
11 Current conditions

Right now in 46628

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 949 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.