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2025 Annual Fire Report

Fires in South Bend, Indiana

In 2025, fire departments serving South Bend responded to 905 fire and hazmat incidents — from cooking fires to gas leaks to a single $100K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade B Peak yr 2021 St. Joseph County 103,084 residents 4 reporting departments 4,358 5-yr
Total incidents
905
-2.1% vs 2024
Building fires
56
Residential 66% Other 34%
Property loss
$2.0M
$829K structure · $1.2M contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Power line down lead by count. Building fires lead by dollars. Together the top five categories make up about 66% of all calls.

905
Total Incidents
Power line down 180 19.9%
Gas leak (natural gas or LPG) 156 17.2%
Outside rubbish, trash or waste fire 125 13.8%
Arcing, shorted electrical equipment 81 9.0%
Passenger vehicle fire 58 6.4%
All other categories 305 33.7%
02 Seasonality

When do fires happen?

Nov peaks. Sep dips. Watch for the typical fall climb starting in October.

Jan 45
Feb 53
Mar 93
Apr 88
May 88
Jun 98
Jul 120
Aug 73
Sep 0
Oct 4
Nov 157
Dec 86
Fewer
More
2b Five-year trend

Year over year in South Bend

4,358 incidents 2021–2025. Peak year was 2021. $5.4M cumulative property loss. 1 civilian deaths.

YearIncidentsYoY 
2021 1,007 —
2022 846 -16.0%
2023 676 -20.1%
2024 924 +36.7%
2025 905 -2.1%
03 Cause of ignition

What sparks building fires?

For the 56 building fires South Bend departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
36%
52
Cause undetermined
24%
35
Intentional / arson
18%
26
Equipment / heat source failure
12%
17
Under investigation
8%
11
Act of nature (lightning)
2%
2
3b Where fires start

Where do fires start in South Bend?

NFIRS Area of Origin (AREA_ORIG) for the 951 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Undetermined 267 28.1%
2 Open area - outside; included are farmland, field 179 18.8%
3 Engine area, running gear, wheel area 139 14.6%
4 Operator/passenger area of transportation equip. 50 5.3%
5 Highway, parking lot, street: on or near 37 3.9%
6 Outside area, other 35 3.7%
7 Wildland, woods 24 2.5%
8 Cooking area, kitchen 23 2.4%
9 Exterior, exposed surface 23 2.4%
10 Wall surface: exterior 19 2.0%
11 All other areas 155 16.3%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the South Bend mix.

#Heat sourceCountShare 
1 Undetermined 603 63.4%
2 Hot ember or ash 38 4.0%
3 Arcing 35 3.7%
4 Hot or smoldering object, other 35 3.7%
5 Heat from powered equipment, other 28 2.9%
6 Radiated, conducted heat from operating equipment 27 2.8%
7 Heat source: other 21 2.2%
8 Match 20 2.1%
9 Cigarette lighter 20 2.1%
10 Heat from direct flame, convection currents 18 1.9%
11 All other sources 106 11.1%
04 The biggest fires

8 fires · $442K in losses

Largest single-incident property losses reported by South Bend departments in 2025. These 8 fires alone account for 53% of the city's annual total.

# Property loss Type Severity Status
1 $100,000 Building fires Significant Investigated
2 $77,000 Fire in motor home, camper, recreational vehicle Significant Investigated
3 $75,000 Building fires Significant Investigated
4 $50,000 Passenger vehicle fire Significant Investigated
5 $50,000 Building fires Significant Investigated
6 $30,000 Building fires Significant Investigated
7 $30,000 Passenger vehicle fire Significant Investigated
8 $30,000 Passenger vehicle fire Significant Investigated
05 How South Bend compares

South Bend vs Indiana vs the nation

Per-capita rates let us compare apples to apples. South Bend sits above the national average for incidents per resident.

8.78
Incidents per 1,000 residents
South Bend
8.78
IN avg
8.62
US avg
7.48
0.54
Building fires per 1,000 residents
South Bend
0.54
IN avg
1.27
US avg
0.85
0
Civilian fire deaths per million
South Bend
0
IN avg
4.4
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of South Bend

Top 16 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 343 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
1992 Missing data/not specified/undetermined 47 40.3 mi
2015 Arson/incendiarism 47 49.2 mi
1995 Railroad operations and maintenance 30 43.5 mi
2000 Arson/incendiarism 25 39.4 mi
2006 Missing data/not specified/undetermined 25 41.1 mi
2003 Missing data/not specified/undetermined 25 44.0 mi
1995 Railroad operations and maintenance 22 46.4 mi
2015 Arson/incendiarism 17 48.2 mi
1996 Debris and open burning 16 37.2 mi
2002 Missing data/not specified/undetermined 15 23.1 mi
2018 Equipment and vehicle use 15 33.0 mi
2020 Railroad operations and maintenance 14 46.4 mi
5d Top ZIPs

Where in South Bend do fires concentrate?

Top 10 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 46628 865
2 46614 633
3 46637 572
4 46613 463
5 46619 447
6 46615 350
7 46601 349
8 46617 256
9 46635 217
10 46616 191
5e Peer cities

Cities similar to South Bend

Six Indiana cities with population within ±25% of South Bend. Useful comparison targets — same state, similar size, different fire profile.

06 First responders

Who responds in South Bend?

4 departments report to NFIRS for incidents in South Bend.

Clay TWP Fire TerritorySouth Bend
18355 Auten RD
FDID 7100260 paid · 5 volunteer
Southwest Central Fire Territory
19971 Kern RD
FDID 7102016 paid
Unknown FDID
23626 Fillmore RD
FDID 710152 paid · 24 volunteer
Warren TWP VFD
54837 Quince RD
FDID 71018Volunteer
07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.