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ZIP-level NFIRS data

Fires in ZIP 46635

ZIP 46635 recorded 48 fire and hazmat incidents in 2025, 220 across 2021–2025. Primary county: St. Joseph County, IN.

ZIP 46635 FIPS 18141 ZIP-level
Total incidents (2025)
48
220 across 5 years
Building fires
6
2 wildland
Wildfire risk
22
FEMA NRI · Low
Active fires
0
in St. Joseph County
01 Five-year trend

Year over year in ZIP 46635

220 incidents from 2021 through 2025 inside this ZIP.

YearIncidents 
2021 57
2022 39
2023 35
2024 41
2025 48
02 Seasonality

When do fires happen in ZIP 46635?

May peaks. Feb dips. Aggregated across all 5 years inside this ZIP.

Jan 19
Feb 11
Mar 17
Apr 16
May 27
Jun 18
Jul 21
Aug 14
Sep 13
Oct 21
Nov 20
Dec 23
03 Top incident types

What kinds of calls lead in ZIP 46635?

Top 5 NFIRS incident types for ZIP 46635 across 2021–2025.

#Incident typeCountShare 
1 Gas leak (natural gas or LPG) 40 18.2%
2 Power line down 36 16.4%
3 Building fires 21 9.5%
4 Carbon monoxide incident 19 8.6%
5 Arcing, shorted electrical equipment 19 8.6%
04 Cause of ignition

What sparks fires in ZIP 46635?

For the 6 building fires reported here in 2025, here's how investigators classified ignition cause.

Unintentional
33%
13
Cause undetermined
18%
7
Intentional / arson
23%
9
Equipment / heat source failure
13%
5
Under investigation
13%
5
Act of nature (lightning)
0%
0
05 Where fires start

Where in the building fires start

NFIRS Area of Origin for ZIP 46635 fires across 2021–2025.

#Area of originCountShare 
1 Open area - outside; included are farmland, field 10 25.6%
2 Engine area, running gear, wheel area 5 12.8%
3 Bedroom - < 5 persons; included are jail or prison 3 7.7%
4 Vehicle storage area; garage, carport 3 7.7%
5 Highway, parking lot, street: on or near 3 7.7%
6 Common room, den, family room, living room, lounge 2 5.1%
7 Cooking area, kitchen 2 5.1%
8 Wall assembly 2 5.1%
9 All other areas 9 23.1%
06 What ignited it

The leading heat sources here

NFIRS HEAT_SOURC code — the physical thing that started the fire.

#Heat sourceCountShare 
1 Undetermined 18 46.2%
2 Arcing 3 7.7%
3 Hot ember or ash 3 7.7%
4 Heat source: other 2 5.1%
5 Hot or smoldering object, other 2 5.1%
6 Heat from other open flame or smoking materials 2 5.1%
7 Flame/torch used for lighting 2 5.1%
8 Heat from powered equipment, other 1 2.6%
9 All other sources 6 15.4%
07 The biggest fires

8 fires · $328K in losses

Largest single-incident losses in ZIP 46635 across 2021–2025. These 8 fires alone account for 309% of the ZIP's 2025 reported total.

#Property lossTypeYearSeverity
1 $100,000 Building fires 2021 Significant
2 $75,000 Building fires 2025 Significant
3 $40,000 Building fires 2021 Significant
4 $30,000 Building fires 2025 Significant
5 $25,000 Building fires 2023 Significant
6 $20,000 Building fires 2021 Significant
7 $20,000 Building fires 2022 Significant
8 $18,000 Passenger vehicle fire 2021 Significant
08 Cities in this ZIP

Most active cities in ZIP 46635

Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 46635.

#City5-yr incidents 
1 South Bend 217
2 Mishawaka 3
11 Current conditions

Right now in 46635

The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.

About ZIP-level data

NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 220 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.