ZIP 46540 recorded 91 fire and hazmat incidents in 2025, 384 across 2021–2025. Primary county: Elkhart County, IN.
384 incidents from 2021 through 2025 inside this ZIP.
| Year | Incidents | |
|---|---|---|
| 2021 | 77 | |
| 2022 | 70 | |
| 2023 | 60 | |
| 2024 | 86 | |
| 2025 | 91 |
Nov peaks. Dec dips. Aggregated across all 5 years inside this ZIP.
Top 5 NFIRS incident types for ZIP 46540 across 2021–2025.
| # | Incident type | Count | Share | |
|---|---|---|---|---|
| 1 | Gas leak (natural gas or LPG) | 76 | 19.8% | |
| 2 | Carbon monoxide incident | 54 | 14.1% | |
| 3 | Building fires | 53 | 13.8% | |
| 4 | Outside rubbish, trash or waste fire | 23 | 6.0% | |
| 5 | Fire, other | 16 | 4.2% |
For the 20 building fires reported here in 2025, here's how investigators classified ignition cause.
NFIRS Area of Origin for ZIP 46540 fires across 2021–2025.
| # | Area of origin | Count | Share | |
|---|---|---|---|---|
| 1 | Outside area, other | 23 | 22.3% | |
| 2 | Undetermined | 16 | 15.5% | |
| 3 | Other | 11 | 10.7% | |
| 4 | Engine area, running gear, wheel area | 9 | 8.7% | |
| 5 | Open area - outside; included are farmland, field | 8 | 7.8% | |
| 6 | Storage area, other | 4 | 3.9% | |
| 7 | Structural area, other | 4 | 3.9% | |
| 8 | Processing/manufacturing area, workroom | 3 | 2.9% | |
| 9 | All other areas | 25 | 24.3% |
NFIRS HEAT_SOURC code — the physical thing that started the fire.
| # | Heat source | Count | Share | |
|---|---|---|---|---|
| 1 | Undetermined | 40 | 38.8% | |
| 2 | Arcing | 15 | 14.6% | |
| 3 | Heat from powered equipment, other | 8 | 7.8% | |
| 4 | Hot or smoldering object, other | 8 | 7.8% | |
| 5 | Hot ember or ash | 6 | 5.8% | |
| 6 | Radiated, conducted heat from operating equipment | 4 | 3.9% | |
| 7 | Heat, spark from friction | 3 | 2.9% | |
| 8 | Flame/torch used for lighting | 3 | 2.9% | |
| 9 | All other sources | 16 | 15.5% |
Largest single-incident losses in ZIP 46540 across 2021–2025. These 8 fires alone account for 196% of the ZIP's 2025 reported total.
| # | Property loss | Type | Year | Severity |
|---|---|---|---|---|
| 1 | $450,000 | Building fires | 2025 | Major |
| 2 | $350,000 | Building fires | 2021 | Major |
| 3 | $250,000 | Building fires | 2022 | Major |
| 4 | $250,000 | Building fires | 2024 | Major |
| 5 | $220,000 | Outside storage fire | 2025 | Significant |
| 6 | $200,000 | Building fires | 2024 | Significant |
| 7 | $200,000 | Building fires | 2024 | Significant |
| 8 | $200,000 | Building fires | 2025 | Significant |
Some ZIPs span multiple cities. Ranked by 5-yr NFIRS incidents inside ZIP 46540.
| # | City | 5-yr incidents | |
|---|---|---|---|
| 1 | Middlebury | 375 | |
| 2 | Goshen | 3 | |
| 3 | Bristol | 2 | |
| 4 | Elkhart | 2 | |
| 5 | Winchester | 1 |
The figures above are historical. For today's air quality, fire-weather warnings, and active fires, go to the official sources.
NFIRS reports each fire incident with a 5-digit address ZIP. We aggregate those rows directly to produce ZIP-level totals — 384 incidents in this ZIP across 2021–2025. Building-fire breakdowns (Area of Origin, Heat Source, ignition cause) only count fires investigators classified beyond the basic incident report. Because NFIRS reporting is voluntary, totals are a strong indicator rather than a complete census.