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2025 Annual Fire Report

Fires in Middlebury, Indiana

In 2025, fire departments serving Middlebury responded to 88 fire and hazmat incidents — from cooking fires to gas leaks to a single $450K building blaze. Here's the full picture.

Updated Sep 27, 2026 Grade B- Peak yr 2025 Elkhart County 3,677 residents 0 reporting departments 378 5-yr
Total incidents
88
+3.5% vs 2024
Building fires
17
Residential 65% Other 35%
Property loss
$1.3M
$1.1M structure · $185K contents
Deaths & injuries
0 / 0
0 civilian deaths · 0 civ injuries · 0 firefighter injuries
01 The mix

What kinds of fires happen here?

Building fires lead by count. Building fires lead by dollars. Together the top five categories make up about 63% of all calls.

88
Total Incidents
Building fires 17 19.3%
Gas leak (natural gas or LPG) 13 14.8%
Carbon monoxide incident 13 14.8%
Fire, other 7 8.0%
Natural vegetation fire, other 5 5.7%
All other categories 33 37.5%
02 Seasonality

When do fires happen?

Nov peaks. Sep dips. Watch for the typical fall climb starting in October.

Jan 3
Feb 10
Mar 9
Apr 13
May 7
Jun 9
Jul 5
Aug 4
Sep 0
Oct 1
Nov 25
Dec 2
Fewer
More
2b Five-year trend

Year over year in Middlebury

378 incidents 2021–2025. Peak year was 2025. $2.8M cumulative property loss.

YearIncidentsYoY 
2021 77 —
2022 70 -9.1%
2023 58 -17.1%
2024 85 +46.6%
2025 88 +3.5%
03 Cause of ignition

What sparks building fires?

For the 17 building fires Middlebury departments responded to in 2025, here's how they were classified once investigators were finished.

Unintentional
41%
9
Cause undetermined
14%
3
Intentional / arson
27%
6
Equipment / heat source failure
5%
1
Under investigation
9%
2
Act of nature (lightning)
4%
1
3b Where fires start

Where do fires start in Middlebury?

NFIRS Area of Origin (AREA_ORIG) for the 99 building fires investigators classified across 2021–2025. The room or location where ignition occurred — kitchens, bedrooms, exterior, vehicle areas — tells you where to focus prevention.

#Area of originCountShare 
1 Outside area, other 23 23.2%
2 Undetermined 15 15.2%
3 Other 10 10.1%
4 Engine area, running gear, wheel area 8 8.1%
5 Open area - outside; included are farmland, field 8 8.1%
6 Structural area, other 4 4.0%
7 Processing/manufacturing area, workroom 3 3.0%
8 Storage area, other 3 3.0%
9 Vehicle storage area; garage, carport 3 3.0%
10 Vehicle area, other 2 2.0%
11 All other areas 20 20.2%
3c What ignited it

What actually ignited the fire?

NFIRS Heat Source (HEAT_SOURC) — the physical thing that started it. Spark or ember from operating equipment, an open flame, smoking materials, or hot embers from a fireplace are the leading culprits nationwide. Here's the Middlebury mix.

#Heat sourceCountShare 
1 Undetermined 38 38.4%
2 Arcing 15 15.2%
3 Hot or smoldering object, other 8 8.1%
4 Heat from powered equipment, other 7 7.1%
5 Hot ember or ash 5 5.1%
6 Radiated, conducted heat from operating equipment 4 4.0%
7 Heat, spark from friction 3 3.0%
8 Flame/torch used for lighting 3 3.0%
9 Heat source: other 2 2.0%
10 Spark, ember or flame from operating equipment 2 2.0%
11 All other sources 12 12.1%
04 The biggest fires

8 fires · $1.1M in losses

Largest single-incident property losses reported by Middlebury departments in 2025. These 8 fires alone account for 100% of the city's annual total.

# Property loss Type Severity Status
1 $450,000 Building fires Major Investigated
2 $220,000 Outside storage fire Significant Investigated
3 $200,000 Building fires Significant Investigated
4 $100,000 Building fires Significant Investigated
5 $75,000 Building fires Significant Investigated
6 $20,000 Road freight or transport vehicle fire Significant Investigated
7 $10,000 Road freight or transport vehicle fire Significant Investigated
8 $4,000 Fire, other Significant Investigated
05 How Middlebury compares

Middlebury vs Indiana vs the nation

Per-capita rates let us compare apples to apples. Middlebury sits above the national average for incidents per resident.

23.93
Incidents per 1,000 residents
Middlebury
23.93
IN avg
8.62
US avg
7.48
4.62
Building fires per 1,000 residents
Middlebury
4.62
IN avg
1.27
US avg
0.85
0
Civilian fire deaths per million
Middlebury
0
IN avg
4.4
US avg
5.9
5c Wildfires nearby

Wildfires within 50 mi of Middlebury

Top 10 wildfires (1992+) in the FPA-FOD ignitions database, scaled by acres. 350 acres burned in this 50-mile radius. Each dot is a fire — bigger dots burned more land.

50 mi radius
YearCauseAcresDistance 
2014 Debris and open burning 154 36.2 mi
2018 Fireworks 40 47.0 mi
2002 Recreation and ceremony 35 41.6 mi
2019 Equipment and vehicle use 25 44.9 mi
2019 Natural 22 42.9 mi
2004 Debris and open burning 20 40.9 mi
2002 Missing data/not specified/undetermined 15 40.3 mi
2018 Equipment and vehicle use 15 10.9 mi
2017 Arson/incendiarism 12 8.6 mi
2019 Missing data/not specified/undetermined 12 41.7 mi
5d Top ZIPs

Where in Middlebury do fires concentrate?

Top 4 ZIP codes by NFIRS incident count across 2021–2025. Each ZIP has its own fire profile — dive in for neighborhood-level context.

#ZIP5-yr incidents 
1 46540 375
2 46526 1
3 46565 1
4 49087 1
5e Peer cities

Cities similar to Middlebury

Six Indiana cities with population within ±25% of Middlebury. Useful comparison targets — same state, similar size, different fire profile.

07 Stay prepared

Before the next Red Flag day.

A 30-minute weekend can cut your home's exposure substantially. These four checklists are a good starting point.

About this data

Numbers reflect incidents reported by participating fire departments to the National Fire Incident Reporting System (NFIRS) Public Data Release for calendar year 2025. NFIRS is voluntary — about 23,000 of roughly 30,000 US fire departments report — so totals are a strong indicator, not a complete census. Per-capita comparisons use 2023 ACS population estimates. Wildland fire data complements NFIRS with NIFC and USFS perimeters. Active-fire counts come from a dated NIFC snapshot, not a live feed.